Cheryl Riley

Cheryl Riley

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$799,000

($166,168 down)
FHA

10010 Scripps Vista Way UNIT 73, San Diego, CA 92131

2
3
1,216 sqft
PITI Monthly
$4,971.96 /mo

Listing courtesy of: Heidi Cafarella, Esquire Realty

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,454 /mo
$4,472 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
MASTER SUITE
TENNIS COURTS
COZY

Welcome to this meticulously maintained 2-bedroom, 2.5-bathroom townhome located in the desirable Scripps Ranch neighborhood. This residence offers 1,216 square feet of comfortable living space, featuring a spacious living room with vaulted ceilings and a cozy fireplace. The well-appointed kitchen boasts brand new stainless steel appliances, and the home includes dual master suites, each with its own private bathroom. Additional amenities include an attached 2-car garage with in-unit laundry facilities. All new flooring and water heater. The Scripps Townhomes community offers a variety of recreational facilities, including a swimming pool, spa, tennis courts, basketball courts, and a private dog run. The complex is well-kept, with lush, park-like landscaping and well-maintained common areas. Conveniently located with easy access to freeways, this townhome is close to shopping, dining, Miramar Lake, hiking and entertainment options, as well as being within reach of award-winning schools.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,971.96/mo
Estimated Loan Balance
$654,831
Cash to close
$166,168
Interest Paid
$84,677

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Scripps Ranch
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Scripps Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $576
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $657.07
  • Tax Annual Amount: $9987.5
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $166,168 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $166,168!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$632,832
Your Cash$166,168
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,454/mo
Traditional @ 7.15%
$4,639/mo
You save $1,185/month ($14,218/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024262SD

Listing From:

Last updated: 2025-04-12T03:44:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,454 /mo
$4,472 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,168 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $166,168!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$632,832
Your Cash$166,168
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,454/mo
Traditional @ 7.15%
$4,639/mo
You save $1,185/month ($14,218/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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