Cheryl Riley

Cheryl Riley

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$260,000

($89,863 down)
VA

102 Centennial Court, Underwood, MN 56586

4
3
2,527 sqft
PITI Monthly
$1,060.13 /mo

Listing courtesy of: , Trilogy Real Estate

Assumed Rate

2.68%
7.15%

Principal & Interest

$759 /mo
$1,268 /mo

What's Special

SPACIOUS
MODERN
DECK
PATIO
CUL-DE-SAC

Enjoy the classic beauty of this 4 bedroom, 2.5 baths home with timeless, beautiful original woodwork including pocket doors. Improvements include an update kitchen, deck and patios as well as some flooring. This timeless home offers a warm and inviting atmosphere with spacious living areas and main-level ensuite primary bedroom. There is a walk-in pantry and main floor laundry for added convenience. Dual heat with central air. Attached 2.5 insulated garage. All of this and more nestled on quiet cul-de-sac in Underwood. Enjoy the private 4 season rear porch leading to the custom patio with hot tub - perfect for relaxing or entertaining. Additional highlights include RV parking space and raised gardening area. Don't miss your chance to own a piece of history with modern comforts - schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,060.13/mo
Estimated Loan Balance
$171,647
Cash to close
$89,863
Interest Paid
$19,619

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1915
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ued Centennial Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Underwood

Financial Details

  • Price per Sqft: $102.89
  • Tax Annual Amount: $1808
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $89,863 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $89,863!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$170,137
Your Cash$89,863
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$759/mo
Traditional @ 7.15%
$1,315/mo
You save $556/month ($6,669/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6701480

Listing From: northstar

Last updated: 2025-04-12T10:14:10.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$759 /mo
$1,268 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,863 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $89,863!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$170,137
Your Cash$89,863
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$759/mo
Traditional @ 7.15%
$1,315/mo
You save $556/month ($6,669/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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