Cheryl Riley

Cheryl Riley

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$750,000

($439,756 down)
VA

10341 Pinon Avenue, Morongo Valley, CA 92256

4
3
1,832 sqft
PITI Monthly
$2,509.95 /mo

Listing courtesy of: Stephen Buchanan, Morongo Valley Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,512 /mo
$2,329 /mo

What's Special

DINING
SPACIOUS
LUXURY
FIREPLACE
PATIO
COZY

Welcome to your dream home nestled in the scenic hills of Morongo Valley. This stunning 4-bedroom, 3-bathroom home spans 1,832 square feet and sits on 2.32 acres of fully usable land, designed for both luxury living and equestrian lifestyle. As you arrive, a stately saguaro cactus greets you at the custom metal gate entrance, setting the tone for the property's desert elegance. Built in 1990, the home features timeless Spanish-style architecture, including a classic clay tile roof and hand-laid custom Spanish tile throughout—from the floors to the bathroom backsplashes. Unique artisan sinks and warm design elements add charm and character to every corner. Step inside to find a spacious, light-filled living room with a fully functional fireplace, perfect for cozy desert nights. The open-concept kitchen offers plenty of counter space and flows seamlessly into multiple dining areas, ideal for entertaining. Central AC, Heat and ceiling fans throughout the home ensure year-round comfort. Outdoors, enjoy resort-style living with a sparkling pool and hot tub, a private back patio with mature landscaping, and a brick privacy wall—your very own sanctuary under the desert sky. Equestrian enthusiasts will be thrilled by the three well-maintained horse corrals, a dedicated hay barn, and a private Tack Room complete with electricity. A rare three-car garage offers ample space for vehicles, tack, or toys. RV Hookup with water and a 110 Volt panel box professionally done. Whether you're looking for a permanent residence, vacation getaway, or income-producing retreat, this property combines the serenity of Morongo Valley with the luxury of refined desert living. If you've been searching for a home with acreage, views, horse facilities, and a pool—this is the one.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,509.95/mo
Estimated Loan Balance
$311,551
Cash to close
$439,756
Interest Paid
$51,615

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling, Electric
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Drywall, FiberCement, Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: SpanishTile, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: None, SepticTank
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Gunite, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Drywall, FiberCement, Stucco, CopperPlumbing
  • Roof: SpanishTile, Tile
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, HorseTrails, Stables, NearNationalForest, Valley
HOA
  • Has HOA: No
Location
  • Region: Morongo Valley

Financial Details

  • Price per Sqft: $409.39
  • Tax Annual Amount: $9375
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $439,756 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $439,756!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$310,244
Your Cash:$439,756
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,512/mo
Traditional @ 7.15%
$2,416/mo
You save $904/month ($10,844/year)

*Secondary financing rates are an estimated value based on input

MLS ID: JT25045027

Listing From:

Last updated: 2025-04-11T19:55:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,512 /mo
$2,329 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $439,756 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $439,756!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$310,244
Your Cash:$439,756
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,512/mo
Traditional @ 7.15%
$2,416/mo
You save $904/month ($10,844/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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