Cheryl Riley

Cheryl Riley

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$1,100,000

($342,651 down)
VA

10463 Celestial Waters Drive, Spring Valley, CA 91977

5
4
3,170 sqft
PITI Monthly
$5,153.21 /mo

Listing courtesy of: Sheri Jones, S.A.K.K Realty

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,707 /mo
$5,407 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
CLUBHOUSE
TENNIS COURTS
MOUNTAIN VIEWS

Nestled in the highly sought-after gated community of Highlands Ranch, where resort-style amenities meet everyday comfort. This stunning 5-bedroom, 4-bathroom residence offers over 3,170 sq ft of beautifully maintained living space, perfect for growing families or those who love to entertain. Step inside to discover fresh interior paint, new carpet downstairs, and a newer AC system for year-round comfort. The home features a formal dining room, a versatile downstairs office or playroom, and a spacious laundry room for added convenience. Enjoy paid solar at the close of escrow, maximizing energy efficiency and reducing utility costs. Set on a corner lot with gorgeous mountain views, this home boasts a perfectly sized backyard ideal for entertaining or relaxing outdoors. The two-car garage provides ample storage, while the community offers two pools, tennis courts, and a clubhouse—giving you access to recreation right at your doorstep. Don’t miss your opportunity to own in one of Spring Valley’s premier gated neighborhoods! Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 2 months
Monthly PITI
$5,153.21/mo
Estimated Loan Balance
$765,306
Cash to close
$342,651
Interest Paid
$82,870

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Highlands Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Monthly
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $347
  • Tax Annual Amount: $13750
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $342,651 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $342,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$757,349
Your Cash$342,651
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,707/mo
Traditional @ 7.15%
$5,608/mo
You save $1,901/month ($22,812/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502563

Listing From:

Last updated: 2025-04-11T17:33:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,707 /mo
$5,407 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $342,651 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $342,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$757,349
Your Cash$342,651
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,707/mo
Traditional @ 7.15%
$5,608/mo
You save $1,901/month ($22,812/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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