Cheryl Riley

Cheryl Riley

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$530,000

($51,404 down)
FHA

10553 Xenia Court, Commerce City, CO 80640

3
2
1,427 sqft
PITI Monthly
$3,948.33 /mo

Listing courtesy of: Connie Lybarger, RE/MAX Full House Inc.

Assumed Rate

7.07%
7.15%

Principal & Interest

$3,256 /mo
$3,283 /mo

What's Special

LOCATION
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
FAMILY-FRIENDLY
COZY

ASSUMABLE LOAN 4.9% Step into this beautifully newer 3 bedroom, 2-bathroom home in Commerce City’s sought-after Platte Place neighborhood, where modern comfort meets suburban convenience in an open-concept layout featuring luxury vinyl plank flooring, fresh designer finishes, and abundant natural light throughout. The gourmet kitchen impresses with stainless steel appliances, quartz countertops, and a spacious island with seating, which flows seamlessly into the great room featuring a cozy gas fireplace perfect for entertaining. A luxurious primary suite includes a walk-in closet and spa-inspired ensuite bathroom with dual vanities and tiled shower. 2 additional bedrooms share a full bath. Enjoy outdoor relaxation on your covered patio and in the fully fenced backyard with professional landscaping, plus an oversized 3 car garage with built-in storage and a finished floor, all situated in a prime location just minutes from the Denver Premium Outlets, Prairie View Park, and easy access to I-76 for quick commutes throughout the metro area. This move-in-ready home perfectly blends upscale amenities with family-friendly functionality.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$3,948.33/mo
Estimated Loan Balance
$479,462
Cash to close
$51,404
Interest Paid
$51,178

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Great Room
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2023
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Seasons at Platte Place
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Platte Place Home Owners
  • HOA Amenities: Unknown
  • HOA Fee: $67
  • HOA Frequency: $Monthly
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $371.41
  • Tax Annual Amount: $3629
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $51,404 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $51,404!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$478,596
Your Cash$51,404
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$3,256/mo
Traditional @ 7.15%
$3,405/mo
You save $149/month ($1,783/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5116127

Listing From: recolorado

Last updated: 2025-04-12T11:49:18.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$3,256 /mo
$3,283 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,404 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $51,404!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$478,596
Your Cash$51,404
Total Purchase Price:$530,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$3,256/mo
Traditional @ 7.15%
$3,405/mo
You save $149/month ($1,783/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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