Cheryl Riley

Cheryl Riley

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$421,000

($4,650 down)
FHA

10591 Forester Place, Longmont, CO 80504

3
2
1,100 sqft
PITI Monthly
$3,162.74 /mo

Listing courtesy of: John Nichols, LoKation Real Estate

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,633 /mo
$2,885 /mo

What's Special

SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
PATIO
PLAYGROUND

Photos coming soon. Bright and open three-bedroom, two-bathroom home located in the desirable Idaho Creek neighborhood in unincorporated Weld County-which means lower property taxes compared to many surrounding communities. This move-in ready home offers a fantastic opportunity whether you're looking for a primary residence or an investment, as the HOA allows 30-day minimum leases-perfect for a furnished rental or seasonal living if you're away part of the year.Step inside to a warm and inviting atmosphere with laminate wood flooring throughout the main level and upstairs. The open-concept kitchen is ideal for both cooking and entertaining, featuring stainless steel appliances, quartz countertops, a custom tile backsplash, and plenty of cabinet and counter space. The spacious family room flows effortlessly from the kitchen and offers room to relax or host guests.Upstairs, you'll find a generously sized primary suite with a private en-suite bathroom. Two additional bedrooms, a second full bathroom, and a convenient upstairs laundry room complete the upper level.Enjoy Colorado's sunshine in the large backyard with a patio and extra space for gardening or play, or take a stroll to the community green space located just behind the neighborhood, and a playground and small park 1/2 a block down the street. This home feeds into excellent schools and is ideally located close to Union Reservoir, Costco, and numerous shops and restaurants, with easy access to I-25 and St. Vrain State Park for commuters and outdoor enthusiasts alike.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,162.74/mo
Estimated Loan Balance
$434,425
Cash to close
$4,650
Interest Paid
$52,870

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Idaho Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Idaho Creek
  • HOA Amenities: Unknown
  • HOA Fee: $70
  • HOA Frequency: $Monthly
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $382.73
  • Tax Annual Amount: $2212
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $4,650 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $4,650!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$416,350
Your Cash$4,650
Total Purchase Price:$421,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,633/mo
Traditional @ 7.15%
$2,992/mo
You save $360/month ($4,316/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031086

Listing From: recolorado

Last updated: 2025-04-15T06:20:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,633 /mo
$2,885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $4,650 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $4,650!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$416,350
Your Cash$4,650
Total Purchase Price:$421,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,633/mo
Traditional @ 7.15%
$2,992/mo
You save $360/month ($4,316/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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