Cheryl Riley

Cheryl Riley

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Pending

$395,000

($119,097 down)
VA

10941 Rhode Island Circle N, Champlin, MN 55316

4
2
1,783 sqft
PITI Monthly
$1,529.38 /mo

Listing courtesy of: , Fazendin REALTORS

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,280 /mo
$2,066 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
HOME OFFICE
DECK
COZY

***Offers requested by 6:00pm - Sunday, April 13th. Sellers will review at 7:00pm.***Looking for an updated home that perfectly blends stylish design with a functional layout? You’ve found it! This beautifully updated home features LVP flooring, crisp white woodwork, and a spacious, thoughtful floorplan. The heart of the home is a stunning kitchen with white cabinetry, butcher block countertops, stainless steel appliances, recessed lighting, and a generously sized pantry—both functional and beautiful. The main level great room, with its vaulted ceiling, seamlessly combines living and dining areas. Built-in shelving and a barn wood accent wall add warmth and character, while sliding doors provide easy access to the expansive deck and fully fenced backyard—perfect for enjoying all seasons. Four bedrooms and two bathrooms offer plenty of space, including a large primary closet with a stylish barn door. The lower level features a cozy amusement room, a fourth bedroom, and a ¾ bath—ideal for guests or a home office. The basement also includes a laundry area and additional storage. You’ll appreciate the peace of mind that comes with newer windows, mechanicals, and a radon mitigation system already in place. The 3-car garage is another standout, with a unique third stall that includes a rear-facing door for backyard access. This home was worth the wait—don’t miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,529.38/mo
Estimated Loan Balance
$277,705
Cash to close
$119,097
Interest Paid
$37,851

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Wood
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bartusch Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $221.54
  • Tax Annual Amount: $4293
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $119,097 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $119,097!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$275,903
Your Cash$119,097
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,280/mo
Traditional @ 7.15%
$2,143/mo
You save $863/month ($10,359/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6695051

Listing From: northstar

Last updated: 2025-04-14T20:33:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,280 /mo
$2,066 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,097 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $119,097!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$275,903
Your Cash$119,097
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,280/mo
Traditional @ 7.15%
$2,143/mo
You save $863/month ($10,359/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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