Cheryl Riley

Cheryl Riley

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Active

$399,000

($84,255 down)
FHA

1144 W Jacinto View Road, Banning, CA 92220

3
2
1,022 sqft
PITI Monthly
$2,350.01 /mo

Listing courtesy of: JESUS ESPINOZA, BERKSHIRE HATHAWAY HOMESERVICES CALIFORNIA REALTY

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,548 /mo
$2,255 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
LANDSCAPED
CHARMING

Welcome to this charming and move-in-ready single-story home located in the heart of Banning, California. This well-maintained residence offers 3 spacious bedrooms, 1 full bathroom, and 1 half bathroom across 1,022 square feet of living space, all set on a generous 7,405 square foot lot. The home features a beautifully landscaped front yard with a lush green lawn, decorative planters, and a covered front porch — perfect for enjoying your morning coffee or relaxing in the evening. Inside, you'll find updated interiors that reflect pride of ownership, including modern finishes and a comfortable layout ideal for both everyday living and entertaining. Additional highlights include a separate storage room with a brand-new roof (installed just one year ago), providing extra space for your tools, hobbies, or seasonal items. Located in a friendly neighborhood, this home is part of the Banning Unified School District with schools like Central Elementary, Nicolet Middle School, and Banning High School nearby. Enjoy convenient access to local dining options including Johnny Russo’s Italian Kitchen and Gramma’s Country Kitchen, as well as nearby parks and shopping centers. Whether you're a first-time buyer or looking to downsize, this upgraded home offers the perfect combination of comfort, functionality, and location.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,350.01/mo
Estimated Loan Balance
$319,722
Cash to close
$84,255
Interest Paid
$36,630

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None, SeeRemarks
  • Flooring: Wood

Exterior

Fencing
  • Fencing: SeeRemarks
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Solera (SLRA)
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $390.41
  • Tax Annual Amount: $4987.5
  • On Market Date: 2025-04-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $84,255 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $84,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$314,745
Your Cash$84,255
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,548/mo
Traditional @ 7.15%
$2,339/mo
You save $791/month ($9,491/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25075333

Listing From:

Last updated: 2025-04-13T23:26:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,548 /mo
$2,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,255 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $84,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$314,745
Your Cash$84,255
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,548/mo
Traditional @ 7.15%
$2,339/mo
You save $791/month ($9,491/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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