Cheryl Riley

Cheryl Riley

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$2,690,000

($818,570 down)
VA

11558 Creek Road, Poway, CA 92064

5
5
3,787 sqft
PITI Monthly
$11,762.4 /mo

Listing courtesy of: John Quartarone, Century 21 Affiliated

Assumed Rate

3.21%
7.15%

Principal & Interest

$8,660 /mo
$13,508 /mo

What's Special

DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
OUTDOOR LIVING SPACE
BALCONY
SOLAR PANELS
NO HOA

*Secluded Custom-Built Tuscan Villa in Exclusive Poway* Welcome to your private sanctuary, an exquisite, custom-built Tuscan villa tucked away on over an acre of secluded land in one of Poway’s most prestigious neighborhoods. Built by a renowned custom home builder, this single-story estate offers 3,787 square feet of refined living, no HOA, and resides within the award-winning Poway School District. More than a home, it’s a place to exhale, reset, and live beautifully. As you arrive, grand columns and graceful archways welcome you, framed by curated lighting that sets a tone of quiet sophistication. Stepping through the entryway, you’re immediately greeted by imported Italian marble floors, intricate wrought iron details, and an undeniable sense of craftsmanship. The entire home has been thoughtfully updated with a soft, neutral palette and freshly repainted interiors, creating a bright, timeless canvas that complements any style. To your left, the expansive great room unfolds beneath vaulted ceilings with exposed beams and skylights that flood the space with natural light. A dramatic double-sided stone fireplace anchors the open-concept living and dining areas, while large windows and glass doors frame sweeping canyon views and open to tranquil outdoor living spaces. The ambiance is elevated by a built-in home theater speaker system and whole-home audio, perfect for both quiet evenings and lively gatherings. Flowing seamlessly from the great room, the chef’s kitchen is a masterclass in both form and function. Outfitted with top-tier Thermador built-in appliances, including a Miele digital coffee system, this space also features granite countertops, a generous island, a wine “cellar” with custom dual-zone wine cooler, ample storage, and custom glass-door display cabinetry. Sliding doors lead directly to the outdoor dining area, blending indoor and alfresco living with ease. Down the long corridor with immense vaulted ceiling and skylights, the oversized primary suite awaits, a peaceful, private retreat with a large picture window showcasing breathtaking canyon views, a private balcony, and a custom executive office with bespoke built-ins. A separate entrance offers direct access to the pool and spa, inviting early morning swims and sunset soaks in complete privacy. In addition to the primary suite, the home features four spacious en suite bedrooms, each offering its own sense of space, luxury, and privacy, perfect for family, long-term guests, or multigenerational living. A well-appointed laundry room with double washers and dryers provides both convenience and efficiency, ideal for a busy household or those who love to entertain. As you step outside, the home’s full resort potential comes to life. A sparkling in-ground pool and raised spa with cascading waterfall are surrounded by open skies and canyon vistas. The outdoor kitchen is equipped with a built-in Lynx grill, refrigeration, and a custom-built, imported Italian pizza oven, a culinary centerpiece for unforgettable alfresco evenings. Mediterranean-inspired, low-maintenance landscaping surrounds the fully irrigated, vineyard-ready hillside. Additional features include a spacious 3.5-car garage with 220V EV charging, parking for approximately seven vehicles, 9kW SunPower solar panels, and proximity to equestrian facilities at nearby Creek Road Ranch. An offering of rare distinction, unrepeatable in its detail, setting, and craftsmanship. The kind of property that simply doesn’t come to market, because nothing else compares.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$11,762.4/mo
Estimated Loan Balance
$1,882,340
Cash to close
$818,570
Interest Paid
$191,864

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir, Dual, HumidityControl
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, GreatRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking
HOA
  • Has HOA: No
Location
  • Region: Poway

Financial Details

  • Price per Sqft: $710.32
  • Tax Annual Amount: $33625
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $818,570 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $818,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$1,871,430
Your Cash$818,570
Total Purchase Price:$2,690,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$8,660/mo
Traditional @ 7.15%
$14,012/mo
You save $5,351/month ($64,217/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503422

Listing From:

Last updated: 2025-04-15T00:27:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$8,660 /mo
$13,508 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $818,570 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $818,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$1,871,430
Your Cash$818,570
Total Purchase Price:$2,690,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$8,660/mo
Traditional @ 7.15%
$14,012/mo
You save $5,351/month ($64,217/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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