Cheryl Riley

Cheryl Riley

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$640,000

($220,364 down)
FHA

1168 Basalt Ridge Loop, Castle Rock, CO 80108

4
4
3,101 sqft
PITI Monthly
$3,038.37 /mo

Listing courtesy of: Jessica Lentz, eXp Realty, LLC

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,146 /mo
$3,142 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
HOME OFFICE
GAME ROOM
DECK
COMMUNITY POOL
TENNIS COURTS
WALKING TRAILS
COZY

Welcome home! Walk in and fall in love with the vaulted ceiling entryway, open floor plan, and fantastic neighborhood! The main floor living area is light, bright, and airy. The heart of the home is an ideal entertaining and relaxation space. The kitchen has a beautiful island that is oversized and has plenty of space for a breakfast bar. Ample cabinet space, stainless steel appliances, pantry, and office nook make this space truly inviting. The oversized living room with picture windows and cozy gas fireplace is the ideal spot to unwind at the end of a long day and catch up on your favorite shows. Upstairs, the primary suite is spacious and private with an en-suite bathroom that offers a glass shower, dual sinks, and a walk in closet. Two additional bedrooms and laundry room round out the upper level. In your finished walk out basement, you have high ceilings that make it feel airy and bright matching the vibe of the upper levels. Great room allows for so many different uses; game room, play room, movie theater, home office, or a comibination of all the above. Oversized bedroom and 3/4 bath make an ideal guest space. Ample storage space in the basement round out the interior of the home. Outside, you'll find an oversized deck that provides plenty of room for BBQing and enjoying coffee on the deck. Terrain is located just east of downtown Castle Rock in a master planned community. Come join this vibrant neighborhood that offers 2 community pools, a dog park, tennis courts and walking trails, and a local elementary school.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
24 years, 11 months
Monthly PITI
$3,038.37/mo
Estimated Loan Balance
$449,323
Cash to close
$220,364
Interest Paid
$83,710

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Mountain Contemporary
Materials
  • Frame, Stone, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder: TRI Pointe Homes

Community & HOA

Community
  • Subdivision: Terrain
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: TMMC
  • HOA Amenities: Unknown
  • HOA Fee: $268
  • HOA Frequency: $Quarterly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $206.39
  • Tax Annual Amount: $4751
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $220,364 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $220,364!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$419,636
Your Cash$220,364
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,146/mo
Traditional @ 7.15%
$3,259/mo
You save $1,113/month ($13,350/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9926558

Listing From: recolorado

Last updated: 2025-04-15T19:20:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,146 /mo
$3,142 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,364 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $220,364!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$419,636
Your Cash$220,364
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,146/mo
Traditional @ 7.15%
$3,259/mo
You save $1,113/month ($13,350/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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