$374,900
($172,746 down)11781 Riggins Road, Phelan, CA 92371
PITI Monthly
Listing courtesy of: Noemi Zamaniego Morga, Realty ONE Group Empire
Assumed Rate
2.96%
7.15%Principal & Interest
$922 /mo
$1,484 /moWhat's Special
Charming Phelan Home with Bonus ADU! Welcome to 11781 Riggins Road — a spacious and versatile property perfect for multi-generational living or rental income. This well-maintained home features a beautifully converted garage, now a fully functional Accessory Dwelling Unit (ADU) complete with its own private entrance, kitchen, bathroom, and living space. Situated on a generous lot, the main home offers 3 bedrooms and 2 bathrooms, an open-concept layout, and plenty of natural light. Enjoy the serene desert views, ample parking, and room for animals, toys, or future expansion. Whether you’re looking for a smart investment or room to spread out, this unique property offers flexibility and comfort in the heart of Phelan.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,618.05/mo
Estimated Loan Balance
$202,997
Cash to close
$172,746
Interest Paid
$22,936
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: CentralAir
- Heating: Central
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: LivingRoom, PelletStove
- Flooring: Laminate
Exterior
Fencing
- Fencing: ChainLink
Roof
- Roof: Unknown
Parking
- Garage: No
- Garage Spaces: 0
- Carport: No
- Carport Spaces:
Water
- Sewer: SepticTank
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 1988
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Rural
HOA
- Has HOA: No
Location
- Region: Phelan
Financial Details
- Price per Sqft: $355.02
- Tax Annual Amount: $4686.25
- On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $172,746!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: HD25078259
Listing From:
Last updated: 2025-04-12T14:10:56.000Z
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Assumed Rate
2.96%
7.15%Principal & Interest
$922 /mo
$1,484 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $172,746!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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