Cheryl Riley

Cheryl Riley

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$499,900

($21,166 down)
FHA

1210 Green Garden Drive UNIT 4, El Cajon, CA 92021

2
2
1,116 sqft
PITI Monthly
$4,064.2 /mo

Listing courtesy of: Loren Sanchez, Finest City Homes

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,153 /mo
$3,297 /mo

What's Special

INVESTORS
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
COMMUNITY POOL

Welcome to 1210 Green Garden Drive Unit 4! Calling FHA , First-time homebuyers & Investors , this single-level end unit is move-in ready! Freshly painted, this home offers 2 spacious bedrooms, 2 full bathrooms with 1,116 square feet of comfortable living in a premium corner end unit with private patio! Featuring a spacious living room with an open dining area, neutral LVP flooring provide a clean canvas for you to add your personal style and truly make it your own. The kitchen offers sleek granite countertops, and stainless steel appliances. Step outside to your own private covered patio, an ideal spot for morning coffee or casual get-togethers. Located in the Green Gardens community, enjoy park-like grounds, an assigned carport spot, storage unit and access to the community pool. Great proximity to schools, shopping, dining, and major freeways. This home is perfect for both first-time homebuyers and empty nesters looking to downsize to a more comfortable and manageable living space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$4,064.2/mo
Estimated Loan Balance
$480,147
Cash to close
$21,166
Interest Paid
$54,125

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wintergarden (322)
  • Features: Curbs, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Green Gardens HOA
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $447.94
  • Tax Annual Amount: $6248.75
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $21,166 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $21,166!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$478,734
Your Cash$21,166
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,153/mo
Traditional @ 7.15%
$3,420/mo
You save $267/month ($3,201/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502553

Listing From:

Last updated: 2025-04-11T02:10:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,153 /mo
$3,297 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,166 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $21,166!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$478,734
Your Cash$21,166
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,153/mo
Traditional @ 7.15%
$3,420/mo
You save $267/month ($3,201/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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