Cheryl Riley

Cheryl Riley

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Active

$440,000

($87,370 down)
VA

12220 101st Avenue N, Maple Grove, MN 55369

5
3
2,123 sqft
PITI Monthly
$2,126.27 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,585 /mo
$2,626 /mo

What's Special

REMODELED
LOCATION
FRESH PAINT
SERENE
SPACIOUS
MOVE-IN READY
MODERN
FIREPLACE
DECK
COZY

Multiple offers have been received, sellers are asking for the highest and best offers to be submitted by Mon April 14th at 6:30pm." Welcome home to this spacious and beautifully updated 5-bedroom, 3-bath, 3-level split tucked into nature's paradise-with Elm Creek Park Reserve as your backyard! Featuring a 2-car garage and over 6,000 acres of parkland right outside your door, this home offers the perfect blend of modern living and outdoor adventure. Inside, you'll find a move-in ready home with thoughtful updates throughout: remodeled lower level bathroom, an updated kitchen, fresh paint, new washer and dryer, and a brand-new roof. The open layout flows seamlessly to a generous main-level deck, ideal for grilling, entertaining, or simply soaking in the serene surroundings. But the real gem? A rare 2.75% assumable loan-available to any qualified buyer through the seller's lender-making this a smart and unbeatable investment. Enjoy peaceful evenings around your backyard fire pit, daily wildlife sightings, and direct access to miles of trails, lakes, and natural beauty. In cold seasons enjoy the private basement, with cozy fireplace, and lots of nature (trails, skiing, swimming, tons of deer and turkeys) This home truly has it all-space, updates, and an unbeatable location. Full list of updates available

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,126.27/mo
Estimated Loan Balance
$369,291
Cash to close
$87,370
Interest Paid
$41,552

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fountain Park 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Maple Grove

Financial Details

  • Price per Sqft: $207.25
  • Tax Annual Amount: $4696
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,370 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $87,370!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$352,630
Your Cash$87,370
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,585/mo
Traditional @ 7.15%
$2,723/mo
You save $1,139/month ($13,662/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6678908

Listing From: northstar

Last updated: 2025-04-15T15:39:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,585 /mo
$2,626 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,370 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $87,370!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$352,630
Your Cash$87,370
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,585/mo
Traditional @ 7.15%
$2,723/mo
You save $1,139/month ($13,662/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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