Cheryl Riley

Cheryl Riley

Property SearchContact
primary-1
primary-2primary-3
Active

$1,128,000

($298,135 down)
FHA

1245 Calle Pensamiento, Thousand Oaks, CA 91360

3
3
2,019 sqft
PITI Monthly
$6,694.39 /mo

Listing courtesy of: Elaine Selko, Berkshire Hathaway HomeServices California Properties

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,606 /mo
$5,848 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
PATIO
PRIVATE BACKYARD

Welcome to this beautifully updated single-story home, ideally located in the heart of Thousand Oaks. Featuring a desirable open floor plan, this home is perfect for both everyday living and effortless entertaining. The redesigned kitchen is a standout, offering a stylish breakfast bar, dining nook, stainless steel appliances, and modern finishes. The open-concept layout flows seamlessly into a spacious dining area and sunlit living spaces. The primary suite is a true retreat, complete with generous closet space and double French doors that lead to a private patio. Updated bathrooms, recessed lighting throughout, tile and wood laminate flooring, dual-pane windows, a dedicated laundry room, and copper plumbing add to the home's comfort and functionality. Step outside to your private backyard oasis, featuring a cabana, seating area, hot tub, and low-maintenance artificial turf—perfect for relaxing or entertaining guests. Set on a picturesque tree-lined street, this home offers a rare blend of serenity and convenience, just moments from top-rated schools, shopping, parks, and scenic hiking and biking trails. Don’t miss your chance to own this exceptional home and enjoy the lifestyle it offers!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$6,694.39/mo
Estimated Loan Balance
$832,258
Cash to close
$298,135
Interest Paid
$107,960

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Vinyl, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, Park
HOA
  • Has HOA: No
Location
  • Region: Thousand Oaks

Financial Details

  • Price per Sqft: $558.69
  • Tax Annual Amount: $14100
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $298,135 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $298,135!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$829,865
Your Cash$298,135
Total Purchase Price:$1,128,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,606/mo
Traditional @ 7.15%
$6,066/mo
You save $1,460/month ($17,523/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25081592

Listing From:

Last updated: 2025-04-15T22:46:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,606 /mo
$5,848 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $298,135 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $298,135!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$829,865
Your Cash$298,135
Total Purchase Price:$1,128,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,606/mo
Traditional @ 7.15%
$6,066/mo
You save $1,460/month ($17,523/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

American Allstar Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.