Cheryl Riley

Cheryl Riley

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$450,000

($97,455 down)
FHA

12528 Sonora Way, Victorville, CA 92392

3
2
1,405 sqft
PITI Monthly
$2,477.75 /mo

Listing courtesy of: Sara Griffin, THE ASSOCIATES REALTY GROUP

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,588 /mo
$2,586 /mo

What's Special

GREAT CURB APPEAL
FIREPLACE
DECK
PATIO
CUL-DE-SAC

Gorgeous property in the desirable Eagle Ranch Community with great curb appeal, numerous upgrades, and located in a cul-de-sac. Well maintained and upgraded features both interior and exterior enhancing this inviting home. Step into the home featuring engineered wood floors throughout, molding trim throughout, high ceilings, newer blinds, lovely granite counters with curved edges in kitchen, newer appliances, wooden cabinetry, large island and open to family room. The family room has an inviting fireplace and cathedral ceilings. There are 3 large bedrooms with plenty of closet space, one is used as an office with built-in cabinetry, 2 full upgraded bathrooms with new mirrors and lighting fixtures. The backyard is like a retreat with Large wooden patio decking wrapping around the side of home, misters, meditation garden with a Koi Pond, and a vegetable garden. There is also an inviting jacuzzi, a shed for storage, large grass area, and fruit trees. The garage is set up for tools and space for your projects with lots of cabinet space and a very large attic with pull-down ladder. The oversized driveway offers plenty of parking spaces as well as an R.V. parking. The Eagle Ranch elementary and the local park are a short walk. It truly seems like a great home for someone who values comfort, style and functionality, with plenty of space for hobbies, work, and relaxation.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,477.75/mo
Estimated Loan Balance
$353,288
Cash to close
$97,455
Interest Paid
$37,882

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: ExcellentCondition
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $320.28
  • Tax Annual Amount: $5625
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $97,455 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $97,455!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$352,545
Your Cash$97,455
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,588/mo
Traditional @ 7.15%
$2,683/mo
You save $1,095/month ($13,140/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25072511

Listing From:

Last updated: 2025-04-12T13:43:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,588 /mo
$2,586 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,455 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $97,455!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$352,545
Your Cash$97,455
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,588/mo
Traditional @ 7.15%
$2,683/mo
You save $1,095/month ($13,140/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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