Cheryl Riley

Cheryl Riley

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Active

$465,000

($75,766 down)
FHA

1318 S Zuni Street, Denver, CO 80223

2
1
830 sqft
PITI Monthly
$2,410.12 /mo

Listing courtesy of: Robert Balentine, Resident Realty South Metro

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,782 /mo
$2,818 /mo

What's Special

LOCATION
SPACIOUS
HARDWOOD FLOORS
DECK
PATIO
FENCED YARD
COZY
AFFORDABLE

Welcome to this lovingly maintained 2-bedroom, 1-bath brick ranch nestled in the heart of Denver’s vibrant Ruby Hill neighborhood. Just minutes from downtown, and mere blocks from Ruby Hill Park, Huston Lake Park, and Overland Golf Course, this home offers both charm and convenience in one inviting package. Step inside to discover beautiful hardwood floors flowing throughout the sun-filled living room, hallway, and both bedrooms. Natural light pours through the many windows, creating a warm and welcoming atmosphere from morning to evening. The spacious eat-in kitchen boasts generous cabinet space and a picture-perfect window over the sink, framing backyard views and adding to the home's cheerful character. Out back, relax or entertain on the expansive covered deck and patio overlooking an oversized, fully fenced yard, ideal for pets, play, or simply enjoying the Colorado sunshine. A large storage shed keeps tools and gear neatly tucked away, while the extended one-car garage and ample off-street parking offer added convenience. Additional highlights include a newer evaporative cooler, newer washing machine, and access to a Community Lending Program with reduced interest rates, making this gem even more affordable! Whether you're a first-time buyer, downsizing, or simply seeking a solid home in a prime location, this Ruby Hill ranch is a must see. Schedule your showing today and discover the comfort and potential of this cozy retreat!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,410.12/mo
Estimated Loan Balance
$405,609
Cash to close
$75,766
Interest Paid
$39,646

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Mid-Century Modern
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Carlson Mcclelland
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $560.24
  • Tax Annual Amount: $1991
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $75,766 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $75,766!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$389,234
Your Cash$75,766
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,782/mo
Traditional @ 7.15%
$2,924/mo
You save $1,142/month ($13,699/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7990163

Listing From: recolorado

Last updated: 2025-04-15T21:38:18.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,782 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,766 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $75,766!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$389,234
Your Cash$75,766
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,782/mo
Traditional @ 7.15%
$2,924/mo
You save $1,142/month ($13,699/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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