Cheryl Riley

Cheryl Riley

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$445,999

($102,043 down)
VA

13250 Yellowstone Avenue, Victorville, CA 92395

3
2
1,600 sqft
PITI Monthly
$2,207.68 /mo

Listing courtesy of: Michael Chamberlain, Joyce K. Chamberlain, Broker

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,593 /mo
$2,533 /mo

What's Special

STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
CHARMING
COZY
SOLAR PANELS

Assumable 3.25 percent loan!!! Tucked away in the sought-after Spring Valley Lake Community, this charming home blends comfort and style in all the right ways. Step through the formal entry and into a bright, updated kitchen featuring quartz countertops, stainless steel appliances, and space that makes everyday cooking feel a little more gourmet. The open living room is warm and welcoming, complete with a cozy fireplace and newer laminate flooring that runs throughout the home. The oversized primary bedroom offers a relaxing retreat, while the primary bath features a recently installed walk in tub by Leisure Life. The lush backyard is perfect for hosting friends—or just soaking up the High Desert sunshine. Out back, you’ll find a covered patio, beautifully manicured landscaping, and wiring already in place for an above-ground spa and gazebo. Bonus features include RV parking, a security system, and a fresh coat of exterior paint completed within the past year. Plus a paid off solar system with 8 solar panels. This one’s got the right vibe—come see it for yourself before someone else calls it home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,207.68/mo
Estimated Loan Balance
$345,382
Cash to close
$102,043
Interest Paid
$42,242

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Spring Valley Lake Association
  • HOA Amenities: Unknown
  • HOA Fee: $412.75
  • HOA Frequency: $Quarterly
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $278.75
  • Tax Annual Amount: $5574.99
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $102,043 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $102,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$343,956
Your Cash$102,043
Total Purchase Price:$445,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,593/mo
Traditional @ 7.15%
$2,627/mo
You save $1,034/month ($12,408/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25076395

Listing From:

Last updated: 2025-04-10T14:06:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,593 /mo
$2,533 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,043 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $102,043!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$343,956
Your Cash$102,043
Total Purchase Price:$445,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,593/mo
Traditional @ 7.15%
$2,627/mo
You save $1,034/month ($12,408/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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