Cheryl Riley

Cheryl Riley

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$525,000

($154,475 down)
FHA

1325 S Clermont Street, Denver, CO 80222

3
1
1,080 sqft
PITI Monthly
$2,419.41 /mo

Listing courtesy of: Scott Brasfield, Thrive Real Estate Group

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,726 /mo
$2,787 /mo

What's Special

MOVE-IN READY
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
COZY

Welcome to your beautifully maintained oasis in the heart of one of Denver’s most sought-after neighborhoods — Virginia Village. Nestled on a quiet, tree-lined street, this 3-bedroom, 1-bath single-family home blends classic charm with modern updates, offering the perfect balance of comfort, style, and convenience. Step inside to discover gleaming hardwood floors and an abundance of natural light. The updated bathroom features contemporary finishes, while the sleek kitchen boasts stainless steel appliances and tile backsplash, making meal prep a joy. A washer and dryer are included for your everyday ease. The backyard is expansive— complete with a cozy fire pit and a private hot tub, perfect for relaxing or entertaining under the stars. Located just minutes from Cherry Creek, I-25, Light Rail, and an array of shops, restaurants, and parks, this home offers unbeatable access to all that Denver has to offer while maintaining the peace and quiet of a residential retreat. Don’t miss your chance to own this move-in ready gem in a vibrant, established neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,419.41/mo
Estimated Loan Balance
$372,156
Cash to close
$154,475
Interest Paid
$51,967

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Virginia Village
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $486.11
  • Tax Annual Amount: $2812
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,475 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $154,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$370,525
Your Cash$154,475
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,726/mo
Traditional @ 7.15%
$2,891/mo
You save $1,164/month ($13,972/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5595665

Listing From: recolorado

Last updated: 2025-04-12T07:16:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,726 /mo
$2,787 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,475 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $154,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$370,525
Your Cash$154,475
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,726/mo
Traditional @ 7.15%
$2,891/mo
You save $1,164/month ($13,972/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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