Cheryl Riley

Cheryl Riley

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$675,000

($268,624 down)
VA

13485 Niagara Street, Thornton, CO 80602

4
4
2,924 sqft
PITI Monthly
$2,601.08 /mo

Listing courtesy of: Pamela Subry, RE/MAX Northwest Inc

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,858 /mo
$3,042 /mo

What's Special

LOCATION
DINING
SPACIOUS
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
FLEX SPACE
WET BAR
PATIO
PRIVATE BACKYARD
PLAYGROUND
COZY

Welcome to 13485 Niagara St, located in the desirable Amber Creek neighborhood. Nestled next to a peaceful greenbelt and surrounded by community parks and playgrounds, this home offers both comfort and convenience in a prime location. Step inside to an open-concept floor plan featuring engineered hardwood floors throughout the main level. The inviting family room with a cozy gas fireplace flows seamlessly into the dining area and kitchen, complete with stainless steel appliances, granite countertops, tile backsplash, a pantry, and an island with seating—perfect for entertaining. A powder room completes the main floor. Upstairs, the spacious primary suite boasts a 5-piece ensuite bathroom and walk-in closet. You’ll also find two additional bedrooms, a full bathroom, a versatile loft area, and a laundry room with cabinets and an included washer and dryer. The finished basement offers a large flex space with a wet bar, an additional bedroom and bathroom, plus a dedicated storage area. Step outside to enjoy the private backyard featuring a concrete patio with an electric awning and an included hot tub—your own personal retreat. Additional highlights include a newer water heater, solar, and an attached 2-car garage. With easy access to Denver and DIA. Don’t miss this opportunity in Amber Creek!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,601.08/mo
Estimated Loan Balance
$408,168
Cash to close
$268,624
Interest Paid
$52,637

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Concrete, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Concrete, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Amber Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Amber Creek Metro Tax Dist
  • HOA Amenities: Unknown
  • HOA Fee: $0.01
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $230.85
  • Tax Annual Amount: $6922
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $268,624 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $268,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$406,376
Your Cash$268,624
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,858/mo
Traditional @ 7.15%
$3,155/mo
You save $1,297/month ($15,569/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9717357

Listing From: recolorado

Last updated: 2025-04-11T16:12:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,858 /mo
$3,042 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $268,624 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $268,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$406,376
Your Cash$268,624
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,858/mo
Traditional @ 7.15%
$3,155/mo
You save $1,297/month ($15,569/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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