Cheryl Riley

Cheryl Riley

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$499,000

($152,708 down)
FHA

13506 N 141ST Lane, Surprise, AZ 85379

3
2
2,122 sqft
PITI Monthly
$2,202.24 /mo

Listing courtesy of: Rose Guillen, eXp Realty

Assumed Rate

3.05%
7.15%

Principal & Interest

$1,583 /mo
$2,519 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
SOAKING TUB
COMMUNITY POOL
WALKING TRAILS
CHARMING

Enjoy access to scenic walking trails, multiple parks, & community pool—all just steps from your front door. This well-designed single-story home features a split floorplan, offering privacy & functionality. The heart of the home is a stunning kitchen complete w/ white cabinetry, subway tile backsplash, granite countertops, stainless steel appliances, gas stovetop & a spacious walk-in pantry. Lrg glass slider connects the charming living rm—highlighted by a custom accent wall—to the outdoors, creating a bright & open atmosphere. The sep. dining nook offers perfect space for family meals or entertaining. Generously sized primary suite includes private outdoor access through an upgraded glass slider, & the ensuite bathroom features dual sinks, a soaking tub, sep. shower & lrg walk in closet

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.05
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,202.24/mo
Estimated Loan Balance
$395,775
Cash to close
$152,708
Interest Paid
$36,620

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Electric
Features
  • Materials: Stucco, Wood Frame, Low VOC Paint, Painted, Stone, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Low VOC Paint, Painted, Stone, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Roof: Tile, Concrete
Condition
  • Year Built: 2020
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: HOMESTEAD AT MARLEY PARK PHASE 4 AND 5 PARCEL 6
  • Features: Community Pool Htd, Community Media Room, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Homestead MP Com Ass
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $235.16
  • Tax Annual Amount: $2266
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $152,708 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $152,708!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.05% Sellers Rate
$346,292
Your Cash$152,708
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.05%
$1,583/mo
Traditional @ 7.15%
$2,613/mo
You save $1,030/month ($12,365/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849077

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-14T23:04:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.05%
7.15%

Principal & Interest

$1,583 /mo
$2,519 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $152,708 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $152,708!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.05% Sellers Rate
$346,292
Your Cash$152,708
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.05%
$1,583/mo
Traditional @ 7.15%
$2,613/mo
You save $1,030/month ($12,365/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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