Cheryl Riley

Cheryl Riley

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$428,000

($201,393 down)
FHA

13974 Old Mill Lane, Victorville, CA 92394

4
2
1,605 sqft
PITI Monthly
$1,940.2 /mo

Listing courtesy of: Itzel Anaya, Home Smart Realty Group

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,164 /mo
$1,724 /mo

What's Special

SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
MATURE TREES
LANDSCAPED
EFFICIENT
SOLAR PANELS

This gorgeous single-family residence offers 4 bedrooms and 2 bathrooms within a spacious 1,605 sq ft floor plan. Situated on a generous 9,107 sq ft lot, the property provides ample space for comfortable living and outdoor activities. The open-concept design seamlessly connects the kitchen and family room, creating a bright and welcoming space ideal for gatherings. The kitchen boasts a large kitchen island, stainless steel appliances, and recessed lighting. The expansive primary bedroom features an en-suite bathroom equipped with dual sinks, a separate shower, separate soaking tub, and a large walk-in closet The huge backyard is landscaped and has mature trees, grass, and stepping stones while also offering endless possibilities with plenty of room for a pool, play area, or for you to add more plants and trees to the already beautiful garden. Equipped with newer solar panels, the home allows for efficient energy consumption, helping to reduce utility costs as well as RV parking! Located within minutes to schools, shopping, grocery stores, restaurants, Costco and 15 Fwy for your commuting convenience! Must see to appreciate!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,940.2/mo
Estimated Loan Balance
$243,009
Cash to close
$201,393
Interest Paid
$48,111

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $266.67
  • Tax Annual Amount: $5350
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $201,393 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $201,393!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$226,607
Your Cash$201,393
Total Purchase Price:$428,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,164/mo
Traditional @ 7.15%
$1,789/mo
You save $625/month ($7,500/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25077588

Listing From:

Last updated: 2025-04-10T14:15:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,164 /mo
$1,724 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,393 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $201,393!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$226,607
Your Cash$201,393
Total Purchase Price:$428,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,164/mo
Traditional @ 7.15%
$1,789/mo
You save $625/month ($7,500/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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