Cheryl Riley

Cheryl Riley

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$400,000

($175,697 down)
VA

14003 N 178TH Avenue, Surprise, AZ 85388

3
2
1,615 sqft
PITI Monthly
$1,298.99 /mo

Listing courtesy of: Ronald J Guzman, Keller Williams Arizona Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,043 /mo
$1,683 /mo

What's Special

SHOPPING
DINING
MODERN

This exceptional property features 3 bedrooms and a den designed with an open floor plan. The great room seamless combines the eat-in kitchen and living area showcasing modern stainliess steel appliances. Split master floor plan. Entertainers backyard with pebbletec play pool and full artificial turf backyard including a putting green. The home is equipped with a leased solar system. Situated on a corner lot with view fencing. Ideally located in Sierra Montana just off Waddell and the 303 in surprise near the Prasada shopping center host to a multitude of dining and shopping options. Residents benefit from community walking paths.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,298.99/mo
Estimated Loan Balance
$226,972
Cash to close
$175,697
Interest Paid
$31,390

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Territorial/Santa Fe
Materials
  • Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Taylor Woodrow

Community & HOA

Community
  • Subdivision: SIERRA MONTANA PARCEL 9
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sierra Montana
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $247.68
  • Tax Annual Amount: $1276
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $175,697 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $175,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$224,303
Your Cash$175,697
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,043/mo
Traditional @ 7.15%
$1,746/mo
You save $703/month ($8,440/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6848853

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T19:56:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,043 /mo
$1,683 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,697 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $175,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$224,303
Your Cash$175,697
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,043/mo
Traditional @ 7.15%
$1,746/mo
You save $703/month ($8,440/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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