Cheryl Riley

Cheryl Riley

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$495,000

($135,783 down)
FHA

15205 W 43rd Avenue, Golden, CO 80403

3
1
1,032 sqft
PITI Monthly
$2,284.48 /mo

Listing courtesy of: Sage Swink, Berkshire Hathaway HomeServices Colorado Real Estate, LLC – Erie

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,624 /mo
$2,666 /mo

What's Special

LOCATION
RENOVATED
HARDWOOD FLOORS
HISTORIC
COZY

Welcome to this sweet and inviting 3-bedroom, 1-bathroom home located only 3 miles from downtown Golden. Inside, you'll be greeted by original hardwood floors that infuse the home with warmth and character. The cozy wood-burning stove serves as a centerpiece, creating a welcoming atmosphere and providing plenty of heat during those chilly Colorado days. Upgrades Include: A new furnace, a new tankless water heater, fresh interior and exterior paint, updated windows throughout most of the home, a thoughtfully renovated bathroom, new internal plumbing throughout (PEX pipe), and a newly installed solar system for added energy efficiency. Outside, the home sits on a large corner lot, complete with a detached garage/shop that offers storage or space for a workshop. A covered back porch invites you to relax, while the generous yard provides space for outdoor living and future possibilities. This home is currently zoned R2, making this property flexible for the future. Golden is a special little city with deep historical roots as a former mining supply town and later as a capital city, which adds a unique and rich context to this home’s location. This neighborhood itself was originally built for veterans, and brings an added layer of community history to the area, making this home a true part of the town's story. Whether you’re drawn to the home’s charm, its rich history, or the opportunity to make it your own, this home is a true Golden gem.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,284.48/mo
Estimated Loan Balance
$359,998
Cash to close
$135,783
Interest Paid
$42,450

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Schreiners Resub
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Golden

Financial Details

  • Price per Sqft: $479.65
  • Tax Annual Amount: $2571
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $135,783 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $135,783!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$359,217
Your Cash$135,783
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,624/mo
Traditional @ 7.15%
$2,765/mo
You save $1,141/month ($13,696/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4695371

Listing From: recolorado

Last updated: 2025-04-15T19:22:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,624 /mo
$2,666 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,783 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $135,783!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$359,217
Your Cash$135,783
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,624/mo
Traditional @ 7.15%
$2,765/mo
You save $1,141/month ($13,696/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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