Cheryl Riley

Cheryl Riley

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$470,000

($246,986 down)
FHA

15454 W EVANS Drive, Surprise, AZ 85379

3
3
1,747 sqft
PITI Monthly
$1,671.16 /mo

Listing courtesy of: Saul Perez, Keller Williams Arizona Realty

Assumed Rate

4.14%
7.15%

Principal & Interest

$1,218 /mo
$1,694 /mo

What's Special

SHOPPING
SPACIOUS
COZY

Want to see before launch? MUST See to appreciate. Experience the charm and elegance of this stunning desert Oasis in person. Situated with one of the largest lots (almost 1/3 Acre) in Surprise, this home features a beautiful pool, perfect for creating cherished family memories. The spacious kitchen offers ample room for culinary creativity and a breathtaking view of your private Oasis. The upstairs loft is a cozy retreat, ideal for family movie nights or a quiet reading nook. Located in the heart of Surprise, this home is conveniently close to shopping, blending comfort, style, and convenience into a lifestyle waiting to be embraced. Seller willing to contribute towards the payoff of the Solar lease agreement with full offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$1,671.16/mo
Estimated Loan Balance
$276,800
Cash to close
$246,986
Interest Paid
$57,405

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Marlor Homes

Community & HOA

Community
  • Subdivision: Countryside Unit 3
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Countryside
  • HOA Amenities: Unknown
  • HOA Fee: $159
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $269.03
  • Tax Annual Amount: $1305
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $246,986 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $246,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$223,014
Your Cash:$246,986
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$1,218/mo
Traditional @ 7.15%
$1,758/mo
You save $540/month ($6,474/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841652

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-14T22:26:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$1,218 /mo
$1,694 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,986 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $246,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$223,014
Your Cash:$246,986
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$1,218/mo
Traditional @ 7.15%
$1,758/mo
You save $540/month ($6,474/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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