Cheryl Riley

Cheryl Riley

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$249,999

($140,980 down)
FHA

155 E WINDY Way, Payson, AZ 85541

3
2
1,080 sqft
PITI Monthly
$947.52 /mo

Listing courtesy of: Julie Coleman, Coldwell Banker Bishop Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$724 /mo
$749 /mo

What's Special

DINING
SPACIOUS
MOUNTAIN VIEWS

Stunning Mountain Views from this 0.33 of an acre double lot that's fully fenced, with RV Parking and RV hook-ups! Just down the street is Tonto Creek where you will enjoy fishing, swimming, canoeing, riding and hiking within a short distance of your front gate! This home has been updated, has 3 bedrooms, 2 baths, 1,080 sq.', a split floor plan with open living in the family room, dining and kitchen area. The 3rd bedroom is currently being used as a spacious laundry/hobby room and there's additional laundry hook-ups in the hall which is currently being used as an office. This double lot is fully fenced and has several private sitting areas, has a recently in-stalled storage shed, has a 2-car carport and there is plenty of room for a large garden. Surrounded by Hell's Gate National... Forest and Tonto Creek, this is truly an outdoor paradise.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$947.52/mo
Estimated Loan Balance
$109,638
Cash to close
$140,980
Interest Paid
$11,864

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window/Wall Unit
  • Heating: Propane
Features
  • Materials: Wood Siding, Metal Siding, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style:
Materials
  • Wood Siding, Metal Siding, Wood Frame
  • Roof: Metal
Condition
  • Year Built: 1978
Details
  • Builder: National Gypsum-Detroiter

Community & HOA

Community
  • Subdivision: TONTO CREEK SHORES
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $231.48
  • Tax Annual Amount: $275
  • On Market Date: 2025-04-10T01:20:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $140,980 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $140,980!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$109,019
Your Cash:$140,980
Total Purchase Price:$249,999

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$724/mo
Traditional @ 7.15%
$777/mo
You save $53/month ($639/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6848994

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-15T20:06:07.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$724 /mo
$749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,980 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $140,980!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$109,019
Your Cash:$140,980
Total Purchase Price:$249,999

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$724/mo
Traditional @ 7.15%
$777/mo
You save $53/month ($639/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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