Cheryl Riley

Cheryl Riley

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$199,900

($155,299 down)
FHA

1582 3rd Street E, Saint Paul, MN 55106

3
1
1,616 sqft
PITI Monthly
$1,297.02 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

7.15%
7.15%

Principal & Interest

$724 /mo
$724 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS

This rambler is perfectly located just minutes from several schools and you are surrounded by all the wonderful arts, shopping, dining and entertainment that St. Paul has to offer. Enjoy a spacious main level with several large windows allowing plenty of natural light to brighten your day. 3 bedrooms on the main floor is an added bonus as well. The lower level gives you the potential for equity building if you would like to finish it for more living space. The oversized 2 stall garage is exactly what you need if you want to store your tools as you work on projects, need extra space for sports and outdoor activities or want to stock up on gardening equipment. This home is just what you have been waiting for. This property has been virtually staged and digitally updated for your enjoyment.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.15
Remaining Loan Term
6 years, 5 months
Monthly PITI
$1,297.02/mo
Estimated Loan Balance
$51,045
Cash to close
$155,299
Interest Paid
$142,288

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Block, Brick/Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Wire
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Block, Brick/Stone, Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Heinemann Mcconville & Stierle
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $123.7
  • Tax Annual Amount: $4166
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $155,299 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $155,299!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.15% Sellers Rate
$44,601
Your Cash:$155,299
Total Purchase Price:$199,900

Assumed vs Traditional Mortgage

Assumed @ 7.15%
$724/mo
Traditional @ 7.15%
$751/mo
You save $27/month ($324/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6695470

Listing From: northstar

Last updated: 2025-04-11T10:05:05.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.15%
7.15%

Principal & Interest

$724 /mo
$724 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $155,299 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $155,299!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.15% Sellers Rate
$44,601
Your Cash:$155,299
Total Purchase Price:$199,900

Assumed vs Traditional Mortgage

Assumed @ 7.15%
$724/mo
Traditional @ 7.15%
$751/mo
You save $27/month ($324/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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