Cheryl Riley

Cheryl Riley

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$685,000

($119,719 down)
VA

1589 San Miguelito, San Diego, CA 92154

3
3
1,600 sqft
PITI Monthly
$3,660.31 /mo

Listing courtesy of: Jose Cabarcas Guerra, Realty Source Incorporated

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,780 /mo
$4,050 /mo

What's Special

SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
PATIO

OCEAN VIEW HILL BEAUTY! This corner unit, approved for both VA and FHA financing, is situated on the LARGEST LOT in the entire Vista Del Sur community! It’s sure to exceed your expectations and check every box on your wish list. The open floor plan invites natural light throughout, featuring spacious bedrooms, luxury vinyl wood plank flooring, and custom warm paint tones. The chef-inspired kitchen is a dream with a peninsula/island, stainless steel appliances, quartz countertops, and a stylish tile backsplash. Additionally, this home offers an extra-large patio at the main entry, a private, fenced courtyard with artificial grass, an oversized 2-car attached garage wired for an electric car charger and free water heater flush service. The community amenities are fantastic, including a recreation center, pool, spa, BBQ and seating areas, plus play areas for all to enjoy. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,660.31/mo
Estimated Loan Balance
$568,289
Cash to close
$119,719
Interest Paid
$64,014

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vista Del Sur Association
  • HOA Amenities: Unknown
  • HOA Fee: $437.6
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $428.13
  • Tax Annual Amount: $8562.5
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $119,719 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $119,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$565,281
Your Cash$119,719
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,780/mo
Traditional @ 7.15%
$4,201/mo
You save $1,420/month ($17,045/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023856SD

Listing From:

Last updated: 2025-04-15T01:34:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,780 /mo
$4,050 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,719 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $119,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$565,281
Your Cash$119,719
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,780/mo
Traditional @ 7.15%
$4,201/mo
You save $1,420/month ($17,045/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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