Cheryl Riley

Cheryl Riley

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$499,900

($37,667 down)
FHA

1633 W LACEWOOD Place, Phoenix, AZ 85045

3
3
1,782 sqft
PITI Monthly
$3,646.69 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

7.06%
7.15%

Principal & Interest

$3,117 /mo
$3,145 /mo

What's Special

LOCATION
DINING
SPACIOUS
WALK-IN CLOSET
PATIO
BALCONY
PLAYGROUND
CHARMING
COZY

Charming two-story home offering 3 beds and 2.5 baths in a welcoming community just moments from freeway access. With +1,700 sqft of spacious living, the home boasts soaring 9+ ft ceilings, a cozy upstairs loft, and a primary suite complete with a walk-in closet. The main level features a bright, open kitchen with laminate countertops, large cabinets, and a breakfast bar perfect for casual dining. Beautiful carpet and tile flooring flow throughout the home, while the exterior offers a relaxing balcony and patio for outdoor enjoyment. The community also includes a children's playground, ideal location, and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.06
Remaining Loan Term
29 years, 3 months
Monthly PITI
$3,646.69/mo
Estimated Loan Balance
$463,412
Cash to close
$37,667
Interest Paid
$24,578

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder: WOODSIDE HOMES

Community & HOA

Community
  • Subdivision: FOOTHILLS CLUB WEST PARCELS 20 AND 25 AMD
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Foothills Club West
  • HOA Amenities: Unknown
  • HOA Fee: $253
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $280.53
  • Tax Annual Amount: $1793
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $37,667 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $37,667!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$462,233
Your Cash$37,667
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$3,117/mo
Traditional @ 7.15%
$3,263/mo
You save $146/month ($1,746/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6848593

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-10T07:16:04.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$3,117 /mo
$3,145 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,667 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $37,667!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$462,233
Your Cash$37,667
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$3,117/mo
Traditional @ 7.15%
$3,263/mo
You save $146/month ($1,746/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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