Cheryl Riley

Cheryl Riley

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$359,900

($120,346 down)
VA

1646 Hidden Trail, Mayer, MN 55360

3
2
1,458 sqft
PITI Monthly
$1,492.19 /mo

Listing courtesy of: , Reliance Realty Advisers, LLC

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,109 /mo
$1,790 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
OUTDOOR LIVING SPACE
DECK

Welcome to 1646 Hidden Trail, nestled in the heart of Mayer! This thoughtfully maintained home, built in 2020, perfectly blends comfort, functionality, and modern design. The open-concept main level is ideal for everyday living and entertaining, featuring a stunning kitchen with rich dark cabinetry, stainless steel appliances, and seamless flow into the dining and living areas. A built-in desk nook and generous dining room storage add convenience and charm, while large windows invite in natural light and serene views of the fenced backyard and tranquil pond. Sliding glass doors off the dining area offer the ideal setup for a future deck - perfect for expanding your outdoor living space. Upstairs, you'll find three spacious bedrooms, each with oversized closets, and two full bathrooms. The luxurious primary suite serves as a private retreat with a well-appointed ensuite, complete with dual sinks and elevated counters for added ease and comfort. The unfinished walkout basement offers exciting potential to build equity and customize your space. A spacious, insulated three-stall garage provides plenty of room for vehicles, equipment, and extra storage. Located in a welcoming community close to parks, schools, shops, and restaurants - this is a home you won’t want to miss. Come see all that 1646 Hidden Trail has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,492.19/mo
Estimated Loan Balance
$241,111
Cash to close
$120,346
Interest Paid
$32,206

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hidden Creek 7th Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Mayer

Financial Details

  • Price per Sqft: $246.84
  • Tax Annual Amount: $2802
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $120,346 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $120,346!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$239,554
Your Cash$120,346
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,109/mo
Traditional @ 7.15%
$1,857/mo
You save $748/month ($8,974/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6700727

Listing From: northstar

Last updated: 2025-04-15T19:02:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,109 /mo
$1,790 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $120,346 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $120,346!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$239,554
Your Cash$120,346
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,109/mo
Traditional @ 7.15%
$1,857/mo
You save $748/month ($8,974/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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