Cheryl Riley

Cheryl Riley

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Under Contract

$437,900

($266,750 down)
VA

16577 W GARFIELD Street, Goodyear, AZ 85338

3
2
2,313 sqft
PITI Monthly
$1,078.04 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$784 /mo
$1,245 /mo

What's Special

ENTERTAINMENT
SPACIOUS
CUSTOM BUILT
GRANITE COUNTERTOPS
WALK-IN CLOSET
DECK
PATIO

Beautiful home in Canyon Trails with 3 large bedrooms + den with glass French doors & 2 baths in 2313 SqFt with two living areas and split bedrooms. The eat-in kitchen has an abundance of cabinets, granite countertops with bullnose edge, glass tile backsplash, black appliances including a gas cooktop, built-in microwave and double ovens, a large walk-in pantry, and an island with breakfast bar & pendant lighting. The spacious family room has a custom built-in entertainment center and sliding doors leading out to a great backyard! You'll love the refreshing pool with rock waterfall, built-in table and Baja step, easy care desert landscaping, the covered patio with ceiling fan, and extra decking around the pool with a firepit. The primary bedroom has double door entry, a private exit to the backyard, and an en-suite bath with a dual sink vanity, framed mirrors, tiled shower with bench, linen closet, and a walk-in closet. Other features include plantation shutters throughout, tile and wood laminate flooring (no carpet), a front security door, newer 16-SEER A/C (2021), a brand-new water heater, a 2-car garage with epoxy floor and storage cabinets, and an expanded driveway with RV gate.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,078.04/mo
Estimated Loan Balance
$172,183
Cash to close
$266,750
Interest Paid
$18,215

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: CONTINENTAL HOMES

Community & HOA

Community
  • Subdivision: CANYON TRAILS PHASE 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Canyon Trail
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Goodyear

Financial Details

  • Price per Sqft: $189.32
  • Tax Annual Amount: $1729
  • On Market Date: 2025-04-09T00:10:09.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $266,750 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $266,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$171,150
Your Cash:$266,750
Total Purchase Price:$437,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$784/mo
Traditional @ 7.15%
$1,291/mo
You save $507/month ($6,086/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6848330

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-14T20:11:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$784 /mo
$1,245 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $266,750 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $266,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$171,150
Your Cash:$266,750
Total Purchase Price:$437,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$784/mo
Traditional @ 7.15%
$1,291/mo
You save $507/month ($6,086/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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