Cheryl Riley

Cheryl Riley

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$485,000

($167,163 down)
FHA

16815 Neenach Road, Apple Valley, CA 92307

4
2
2,212 sqft
PITI Monthly
$2,345.68 /mo

Listing courtesy of: Lesley Tett, Excellence Real Estate HD

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,430 /mo
$2,321 /mo

What's Special

SERENE
SPACIOUS
FIREPLACE
HOME OFFICE
GAME ROOM
MOUNTAIN VIEWS
COZY

"Discover the perfect blend of charm, comfort, and privacy in this one-of-a-kind home, tucked away in a peaceful and serene setting with breathtaking mountain views. This home offers 4 spacious bedrooms, plus an additional bonus room that can be tailored to fit your needs—whether as a home office, playroom, or extra living space—providing flexibility for any lifestyle. The expansive backyard is an entertainer’s dream, featuring a fully equipped outdoor kitchen area, perfect for hosting family gatherings or relaxing under the stars. With a concrete circular driveway, wrought iron fencing, and rolling gates at the entrance, you’ll enjoy the peace and privacy that comes with this fully fenced and cross-fenced property. Mature eucalyptus trees enhance the serene ambiance, offering natural beauty and shade to your outdoor retreat. Inside, the home exudes character and warmth, starting with a stunning bay window in the living room that frames the picturesque views and fills the space with natural light. The gorgeous fireplace adds a cozy touch, perfect for relaxing on cool evenings. Rich wood and tile flooring flow throughout, creating a welcoming and timeless atmosphere. The thoughtfully designed layout ensures ample space for everyone, with a large living area and a versatile back room that can serve as a fourth bedroom, family room, or game room catering to your specific needs. RV access, indoor laundry, and easy access to the outdoors make this home as functional as it is beautiful. Located in an established neighborhood, this property offers the ideal mix of privacy and convenience. If you're seeking a quiet retreat with stunning views, a spacious layout, and plenty of character, this is the home you've been waiting for!"

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,345.68/mo
Estimated Loan Balance
$363,306
Cash to close
$167,163
Interest Paid
$32,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ExcellentCondition, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $219.26
  • Tax Annual Amount: $6062.5
  • On Market Date: 2025-04-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $167,163 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $167,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$317,837
Your Cash$167,163
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,430/mo
Traditional @ 7.15%
$2,408/mo
You save $977/month ($11,727/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25070844

Listing From:

Last updated: 2025-04-15T22:17:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,430 /mo
$2,321 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,163 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $167,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$317,837
Your Cash$167,163
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,430/mo
Traditional @ 7.15%
$2,408/mo
You save $977/month ($11,727/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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