Cheryl Riley

Cheryl Riley

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$999,000

($254,774 down)
FHA

17026 Oculto Ct, San Diego, CA 92127

2
2
1,242 sqft
PITI Monthly
$5,465.05 /mo

Listing courtesy of: Lili Patch, Select Living Realty Group

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,650 /mo
$5,323 /mo

What's Special

LOCATION
SHOPPING
FIREPLACE
PATIO
FITNESS CENTER
TENNIS COURTS
PLAYGROUND
EFFICIENT
SOLAR PANELS

Beautiful move in ready, single level home with OWNED SOLAR, in the highly desirable Westwood Community. Updated and situated on the end of a cul de sac with your own private pool and spa. The kitchen is light and bright featuring granite counters, wood grained tile flooring, stylish pendant lighting and a center island with seating. Recent improvements include new tankless water heater, shower insert in primary bath, fresh interior paint, a new independent 50 amp circuit and ring camera's. Fireplace in the living room is gas with a wood mantle. Enjoy the privacy of the large backyard with covered patio, lemon tree, plus black bottom pool & spa. 16 paid solar panels keep costs down and energy efficient. Amazing location with ease of access to highways, shopping, outdoor recreation and acclaimed poway unified schools. Amenities at the Westwood club include Olympic size pool, hot tub, children's wader pool, playground, baseball field, tennis courts, pickleball courts, picnic area, shuffleboard, miniature golf, handball courts, soccer field, and horseshoe pit. Indoor facilities include the fitness center, gymnasium, racquetball, saunas, billiard room, teen center, multi-purpose room, and a preschool for a separate fee. They also provide community activities such as the annual family campout, annual movie night at the pool, Easter egg hunt, and more. Enjoy the privacy of the large backyard with covered patio, lemon tree, plus black bottom pool & spa. 16 paid solar panels keep costs down and energy efficient. Amazing location with ease of access to highways, shopping, outdoor recreation and acclaimed poway unified schools. Amenities at the Westwood club include Olympic size pool, hot tub, children's wader pool, playground, baseball field, tennis courts, pickleball courts, picnic area, shuffleboard, miniature golf, handball courts, soccer field, and horseshoe pit. Indoor facilities include the fitness center, gymnasium, racquetball, saunas, billiard room, teen center, multi-purpose room, and a preschool for a separate fee. They also provide community activities such as the annual family campout, annual movie night at the pool, Easter egg hunt, and​​‌​​​​‌​​‌‌​​‌​​​‌‌​​‌‌​‌​​​‌​‌​‌​​​​​‌ more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.75
Remaining Loan Term
27 years, 2 months
Monthly PITI
$5,465.05/mo
Estimated Loan Balance
$746,861
Cash to close
$254,774
Interest Paid
$81,579

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Asphalt, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: BlackBottom, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Asphalt, Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Bernardo
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Westwood
  • HOA Amenities: Unknown
  • HOA Fee: $600
  • HOA Frequency: $Annually
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $804.35
  • Tax Annual Amount: $12487.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $254,774 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $254,774!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$744,226
Your Cash$254,774
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,650/mo
Traditional @ 7.15%
$5,521/mo
You save $1,871/month ($22,457/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024047SD

Listing From:

Last updated: 2025-04-15T20:35:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,650 /mo
$5,323 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,774 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $254,774!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$744,226
Your Cash$254,774
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,650/mo
Traditional @ 7.15%
$5,521/mo
You save $1,871/month ($22,457/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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