Cheryl Riley

Cheryl Riley

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Closed

$235,000

($146,663 down)
FHA

18836 N 34TH Lane UNIT 3, Phoenix, AZ 85027

2
2
840 sqft
PITI Monthly
$756.47 /mo

Listing courtesy of: Judith Laninga, eXp Realty

Assumed Rate

3.6%
7.15%

Principal & Interest

$491 /mo
$729 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
PATIO
COMMUNITY POOL
CONVENIENT LOCATION
CHARMING
COZY

You can't beat the price in this very convenient location. This charming two-story townhouse in a picturesque red brick classic community has 2 bedrooms, 1.5-baths and is the perfect blend of comfort, convenience, and charm. The main level features a spacious kitchen with new countertops and sink and microwave to be installed, a cozy dining area for gatherings and a bright living room centered around a charming fireplace, perfect for relaxing evenings. The finished back patio is ideal for sipping your morning coffee or unwinding after a long day. The upstairs features two bedrooms with ample closet space, a full bathroom designed with comfort in mind and a conveniently located laundry area for added ease. This home offers more than just a cozy retreat. Take a stroll through the lush, well-maintained grounds or spend your sunny afternoons at the sparkling community pool. With its prime location, you'll enjoy easy access to both the 101 and I-17, putting shopping, dining, and entertainment just minutes away. Don't miss your chance to call this beautifully updated townhouse your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
21 years, 3 months
Monthly PITI
$756.47/mo
Estimated Loan Balance
$89,234
Cash to close
$146,663
Interest Paid
$30,982

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Wood Frame, Brick Veneer, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Wood Frame, Brick Veneer, Painted
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: GRANVILLE LOT 1-284 TR A-H J-N P
  • Features: Community Pool, Near Bus Stop, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Greater Granville
  • HOA Amenities: Unknown
  • HOA Fee: $247
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $279.76
  • Tax Annual Amount: $467
  • On Market Date: 2024-12-12T16:20:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $146,663 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $146,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$88,337
Your Cash:$146,663
Total Purchase Price:$235,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$491/mo
Traditional @ 7.15%
$757/mo
You save $266/month ($3,188/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6793625

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-10T20:43:26.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$491 /mo
$729 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,663 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $146,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$88,337
Your Cash:$146,663
Total Purchase Price:$235,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$491/mo
Traditional @ 7.15%
$757/mo
You save $266/month ($3,188/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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