Cheryl Riley

Cheryl Riley

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$315,000

($67,678 down)
FHA

190 CIRCULO SILVA --, Rio Rico, AZ 85648

3
3
1,677 sqft
PITI Monthly
$1,708.19 /mo

Listing courtesy of: Georgina M Plante, Rising Real Estate Services

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,133 /mo
$1,824 /mo

What's Special

SPACIOUS
MODERN
MOUNTAIN VIEWS

Situated on a corner lot with stunning mountain views, this 2021-built two-story home offers the perfect blend of modern design and endless potential! Featuring 3 bedrooms and 2.5 bathrooms, this home provides a spacious and functional layout. The natural, untouched lot allows you to design your own outdoor oasis to match your vision. Enjoy the peaceful surroundings of Rio Rico while still being within reach of local amenities. Don't miss this opportunity to make this home truly your own.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,708.19/mo
Estimated Loan Balance
$248,364
Cash to close
$67,678
Interest Paid
$28,791

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Stucco, Other
  • Roof: Other
Condition
  • Year Built: 2021
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: RIO RICO RANCHETTES UNIT 4
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rio Rico

Financial Details

  • Price per Sqft: $187.84
  • Tax Annual Amount: $2812.9
  • On Market Date: 2025-04-11T01:50:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $67,678 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $67,678!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$247,322
Your Cash$67,678
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,133/mo
Traditional @ 7.15%
$1,892/mo
You save $759/month ($9,109/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849722

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-11T03:52:56.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,133 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,678 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $67,678!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$247,322
Your Cash$67,678
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,133/mo
Traditional @ 7.15%
$1,892/mo
You save $759/month ($9,109/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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