Cheryl Riley

Cheryl Riley

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$1,170,000

($270,340 down)
VA

1917 Lagrange Rd, Chula Vista, CA 91913

4
3
2,750 sqft
PITI Monthly
$6,839.12 /mo

Listing courtesy of: Wesley Brown, Keller Williams SD Metro

Assumed Rate

5.56%
7.15%

Principal & Interest

$5,320 /mo
$6,287 /mo

What's Special

LOCATION
LARGE CENTER ISLAND
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
MATURE TREES
SOLAR PANELS

Welcome to your stunning two-story home nestled in the heart of the Otay Ranch Community! Step into a grand entryway with soaring cathedral ceilings that flow into the formal living and dining rooms. This home is filled with natural light, featuring beautiful hardwood floors painted interiors and exteriors that create a fresh, modern feel. The spacious kitchen opens to the living room and features a large center island, granite countertops, a walk-in pantry, and an inviting fireplace perfect for entertaining or relaxing evenings. Downstairs includes a full bedroom and bathroom, ideal for guests or multigenerational living, along with a laundry room and built-in cabinetry in the living room and upstairs office area. Walk out to your upgraded backyard oasis, complete with no rear neighbors, scenic views of mature trees, and luxury outdoor living: a built-in BBQ, mounted TV, and built-in jacuzzi perfect for entertaining or unwinding in style. Upstairs, the expansive primary suite offers new laminate flooring, beautiful green views, a large walk-in closet, and a spa-inspired bathroom with dual sinks, a soaking tub, and a separate shower. This home is equipped with solar panels for energy efficiency and long-term savings. Community amenities include a swimming pool, spa, BBQ area, parks, and walking paths—ideal for an active lifestyle. Both neighborhood access streets are secured with security booths for added peace of mind. Located just 2 minutes west of the 125 freeway, this home is conveniently close to top-rated schools, shopping plazas, restaurants, and major commuter routes. With open living spaces, thoughtful upgrades, resort-style backyard, and a prime location, this Otay Ranch gem is the perfect place to call home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.56
Remaining Loan Term
27 years, 7 months
Monthly PITI
$6,839.12/mo
Estimated Loan Balance
$903,084
Cash to close
$270,340
Interest Paid
$123,099

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Otay Ranch 5
  • HOA Amenities: Unknown
  • HOA Fee: $115
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $425.45
  • Tax Annual Amount: $14625
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $270,340 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $270,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.56% Sellers Rate
$899,660
Your Cash$270,340
Total Purchase Price:$1,170,000

Assumed vs Traditional Mortgage

Assumed @ 5.56%
$5,320/mo
Traditional @ 7.15%
$6,521/mo
You save $1,201/month ($14,412/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502540

Listing From:

Last updated: 2025-04-10T19:35:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.56%
7.15%

Principal & Interest

$5,320 /mo
$6,287 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $270,340 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $270,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.56% Sellers Rate
$899,660
Your Cash$270,340
Total Purchase Price:$1,170,000

Assumed vs Traditional Mortgage

Assumed @ 5.56%
$5,320/mo
Traditional @ 7.15%
$6,521/mo
You save $1,201/month ($14,412/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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