Cheryl Riley

Cheryl Riley

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$330,000

($36,096 down)
VA

1930 Prospect Drive NE, Saint Cloud, MN 56304

3
2
1,271 sqft
PITI Monthly
$1,910.53 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,511 /mo
$2,094 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
VAULTED CEILINGS
DECK
LANDSCAPED

Beautiful, split entry home in mature neighborhood. Home offers large forty entry. Open living kitchen and dining area. With vaulted ceilings. Kitchen includes custom cabinets and granite countertops. Stainless appliances and center island. Spacious dining room area with plenty of room for a coffee bar and pantry door. Perfectly situated for your future deck. Well-appointed 3 same-level bedrooms, including owner suite, walk in closet and stall like bathroom. Lower level unfinished. Build equity and create your own place, perfect for you. Exterior boast, spacious 3-stalk garage with extra-long driveway, the yard has been landscaped and offers large lot.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$1,910.53/mo
Estimated Loan Balance
$295,362
Cash to close
$36,096
Interest Paid
$36,773

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Shake Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Point Pleasant
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $259.64
  • Tax Annual Amount: $3000
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $36,096 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $36,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$293,904
Your Cash$36,096
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,511/mo
Traditional @ 7.15%
$2,172/mo
You save $661/month ($7,935/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6699354

Listing From: northstar

Last updated: 2025-04-14T15:39:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,511 /mo
$2,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $36,096 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $36,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$293,904
Your Cash$36,096
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,511/mo
Traditional @ 7.15%
$2,172/mo
You save $661/month ($7,935/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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