Cheryl Riley

Cheryl Riley

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$570,000

($195,358 down)
FHA

1963 Golden Horizon Drive, Windsor, CO 80550

4
3
2,302 sqft
PITI Monthly
$2,493.67 /mo

Listing courtesy of: Lydia Golesh, Keller Williams DTC

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,684 /mo
$2,789 /mo

What's Special

MINUTES AWAY
DINING
SPACIOUS
MOVE-IN READY
FINISHED BASEMENT
PATIO
COMMUNITY POOL
FITNESS CENTER
FAMILY-FRIENDLY
EFFICIENT

Welcome to your dream home in the highly sought-after RainDance community! This beautifully maintained home offers the perfect blend of comfort, style, and convenience. Featuring an attached 2-car garage, an unfinished basement for future expansion, and a spacious open floor plan, this home is move-in ready and packed with upgrades. Enjoy peace of mind with recent exterior improvements including a new driveway, fresh skirt seal and paint, and full landscaping with sprinklers, drip lines, and fencing. Inside, you’ll find energy-efficient appliances, a smart thermostat, and an upgraded A/C unit. The home is equipped with a Halo air purification system and recently sanitized vents and blower for superior air quality. Additional highlights include patio and window screens. This backyard is a dream backing to green space—no rear neighbors! RainDance offers unbeatable amenities: community pool, orchards, parks, golf course, sledding hill, fitness center, and a brand new elementary school —all nestled in a vibrant, growing neighborhood (some amenities require membership). This home is ideally located near Highland Meadows Golf Course, Northern Colorado Regional Airport, and family-friendly destinations like Fort Fun, Twin Silo Park, and Fossil Creek Park. Dining is just minutes away at local favorites like Bruce’s Bar, The Grainhouse, and The Lodge. Don’t miss the opportunity to make this fantastic home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,493.67/mo
Estimated Loan Balance
$392,200
Cash to close
$195,358
Interest Paid
$44,146

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stone, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Raindance 8th Fg
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Advance HOA
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Annually
Location
  • Region: Windsor

Financial Details

  • Price per Sqft: $247.61
  • Tax Annual Amount: $4207
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $195,358 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $195,358!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$374,642
Your Cash$195,358
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,684/mo
Traditional @ 7.15%
$2,893/mo
You save $1,210/month ($14,515/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5750501

Listing From: recolorado

Last updated: 2025-04-12T18:40:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,684 /mo
$2,789 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $195,358 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $195,358!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$374,642
Your Cash$195,358
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,684/mo
Traditional @ 7.15%
$2,893/mo
You save $1,210/month ($14,515/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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