Cheryl Riley

Cheryl Riley

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$525,000

($235,577 down)
FHA

19895 E 40th Place, Denver, CO 80249

3
3
2,014 sqft
PITI Monthly
$2,328.08 /mo

Listing courtesy of: Yared Deme, HomeSmart

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,689 /mo
$2,228 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
PRIVATE BACKYARD
COZY

Beautiful and spacious home featuring an open-concept layout with abundant natural light. The inviting living room boasts elegant finishes, a cozy fireplace, and modern recessed lighting. The gourmet kitchen includes stainless steel appliances, sleek white cabinetry, and a large island perfect for entertaining. The primary suite offers a peaceful retreat with generous space. Step outside to a private backyard with a patio, ideal for outdoor gatherings. Enjoy the benefit of no separate HOA payments, as they are included in the property taxes, along with low property taxes. Don't miss this stunning home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.59
Remaining Loan Term
23 years, 3 months
Monthly PITI
$2,328.08/mo
Estimated Loan Balance
$319,682
Cash to close
$235,577
Interest Paid
$96,343

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Concrete
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Green Valley Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Green Valley Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $260.68
  • Tax Annual Amount: $2861
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,577 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $235,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$289,423
Your Cash$235,577
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,689/mo
Traditional @ 7.15%
$2,311/mo
You save $622/month ($7,464/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7824554

Listing From: recolorado

Last updated: 2025-04-08T21:43:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.59%
7.15%

Principal & Interest

$1,689 /mo
$2,228 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,577 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $235,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$289,423
Your Cash$235,577
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$1,689/mo
Traditional @ 7.15%
$2,311/mo
You save $622/month ($7,464/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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