Cheryl Riley

Cheryl Riley

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$449,900

($176,365 down)
FHA

20321 Nashua Road, Sonora, CA 95370

4
3
1,878 sqft
PITI Monthly
$2,421.92 /mo

Listing courtesy of: Jennifer Tripp, BHGRE Everything Real Estate

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,581 /mo
$2,116 /mo

What's Special

LOCATION
FRESH PAINT
SPACIOUS
MODERN
CHARMING

Welcome to 20321 Nashua Rd in Sonora, CA—a beautifully updated 4-bedroom, 3-bath home offering 1,878 sq ft of comfortable living space on an 8,712 sq ft lot. Built in 1983, this charming residence features brand new flooring and fresh paint throughout, giving it a clean, modern feel. The spacious kitchen is a standout with plenty of counter space and a double oven, perfect for home cooks and entertainers alike. The kitchen also features plenty of cabinet space for those larger kitchen tools. Furtherdown, each bedroom has enough space for all ages. The main bedroom has its own private slider to the backyard. The open layout flows nicely for family living, and the attached two-car garage offers added storage. Outside, the great backyard provides the perfect space for all sorts of activities. Located in a peaceful neighborhood near Columbia Elementary and Sonora High School, this home combines comfort, style, and location. Make an appointment today to see one of the largest homes on the block.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.47
Remaining Loan Term
23 years, 2 months
Monthly PITI
$2,421.92/mo
Estimated Loan Balance
$326,600
Cash to close
$176,365
Interest Paid
$89,994

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous
HOA
  • Has HOA: No
Location
  • Region: Sonora

Financial Details

  • Price per Sqft: $239.56
  • Tax Annual Amount: $5623.75
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,365 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $176,365!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$273,535
Your Cash$176,365
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,581/mo
Traditional @ 7.15%
$2,194/mo
You save $613/month ($7,355/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25076722

Listing From:

Last updated: 2025-04-14T23:23:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,581 /mo
$2,116 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,365 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $176,365!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$273,535
Your Cash$176,365
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,581/mo
Traditional @ 7.15%
$2,194/mo
You save $613/month ($7,355/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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