Cheryl Riley

Cheryl Riley

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$445,000

($135,100 down)
FHA

20 E Cleveland St, Stockton, CA 95204

2
1
2,005 sqft
PITI Monthly
$2,265.11 /mo

Listing courtesy of: Alex Ho, KW Advisors

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,414 /mo
$2,270 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS
BREAKFAST NOOK
FIREPLACE
HOME OFFICE

Beautiful  1925 Craftsman  home Located next to Miracle Mile restaurants and shops, close to University of the Pacific Home  features beautiful brick details with warm and welcoming atmosphere, antique knobs ,  antique farmhouse kitchen sink, original Batchelder  tiles fireplace  detail Original hardwood floors and arched doorways. Home has natural lighting which gives you a fresh bright feel. Living room with double ceiling, Spacious bedrooms, breakfast nook, sunroom connect to main bedroom , den/3rd bedroom great for work from home office, Large lot and private parking way. Full basement and detached 3 car garage good for storage and future  ADU 1/2 Bathroom added and new roof 2023 Great opportunity for first time buyers to assume low interest rate

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,265.11/mo
Estimated Loan Balance
$322,185
Cash to close
$135,100
Interest Paid
$34,550

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Brick, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Brick, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1925
Details
  • Builder:

Community & HOA

Community
  • Subdivision: None
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Stockton

Financial Details

  • Price per Sqft: $221.95
  • Tax Annual Amount: $5562.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,100 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $135,100!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$309,900
Your Cash$135,100
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,414/mo
Traditional @ 7.15%
$2,355/mo
You save $941/month ($11,296/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41091008

Listing From:

Last updated: 2025-04-11T04:58:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,414 /mo
$2,270 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,100 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $135,100!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$309,900
Your Cash$135,100
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,414/mo
Traditional @ 7.15%
$2,355/mo
You save $941/month ($11,296/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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