Cheryl Riley

Cheryl Riley

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Pending

$525,000

($316,556 down)
FHA

21123 W PROSPECTOR Way, Buckeye, AZ 85396

3
3
2,545 sqft
PITI Monthly
$1,948.1 /mo

Listing courtesy of: Anne King, Keller Williams Arizona Realty

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,247 /mo
$1,769 /mo

What's Special

GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
COMMUNITY POOL
FITNESS CENTER
CHARMING

Located in one of the most sought-after master -planned communities, Verrado, this home is in walking distance to all the Main Street and Sunrise restaurants and shops as well as the Verrado Golf Club. With tree lined streets, over 21 miles of walking/biking trails, 2 community pools, a fitness center, A-rated schools and over 68 parks, Verrado is known for its charm, and community events. This charming home features 3 BD plus a den and 2.5 bathrooms. The kitchen has been upgraded with a butcher block island, granite countertops, and stainless steel appliances. The backyard has a grassy area as well as plenty of room to entertain.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.98
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,948.1/mo
Estimated Loan Balance
$208,999
Cash to close
$316,556
Interest Paid
$90,534

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Ashton Woods

Community & HOA

Community
  • Subdivision: VERRADO
  • Features: Pickleball, Community Spa Htd, Community Pool Htd, Community Media Room, Golf, Playground, Biking/Walking Path, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Comm Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $138
  • HOA Frequency: $Monthly
Location
  • Region: Buckeye

Financial Details

  • Price per Sqft: $206.29
  • Tax Annual Amount: $4182
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $316,556 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $316,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$208,444
Your Cash:$316,556
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,247/mo
Traditional @ 7.15%
$1,835/mo
You save $588/month ($7,050/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6844062

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-12T15:06:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,247 /mo
$1,769 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $316,556 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $316,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$208,444
Your Cash:$316,556
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,247/mo
Traditional @ 7.15%
$1,835/mo
You save $588/month ($7,050/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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