Cheryl Riley

Cheryl Riley

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$774,900

($558,786 down)
VA

2131 Vanetta Street, Oxnard, CA 93033

3
2
1,403 sqft
PITI Monthly
$2,377 /mo

Listing courtesy of: Renee Delgado, Sync Brokerage Inc

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,353 /mo
$2,018 /mo

What's Special

LOCATION
DINING
SPACIOUS
FIREPLACE
COZY
NO HOA

Ideally located just minutes from Point Mugu, Port Hueneme and local beaches, this single story charmer is one you will want to call home. In this perfectly laid out floorpan the kitchen has beautiful stone countertops, lots of storage and opens to the dining area and family room/den complete with a cozy fireplace and attached spacious 2 car garage. The primary bedroom has an updated en-suite bathroom and there are 2 other well sized, light and bright secondary rooms, plus an additional full bathroom. The sun kissed living room leads you to a well manicured backyard, great for entertaining and enjoying the upcoming summer weather. With an easy to maintain front yard, a ton of driveway parking space, No HOA, and a fantastic location close to the PCH, freeway, Oxnard college, beaches and the bases, don't miss this chance to call this your Home Sweet Home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.57
Remaining Loan Term
18 years, 1 months
Monthly PITI
$2,377/mo
Estimated Loan Balance
$221,720
Cash to close
$558,786
Interest Paid
$110,879

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $552.32
  • Tax Annual Amount: $9686.25
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $558,786 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $558,786!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$216,114
Your Cash:$558,786
Total Purchase Price:$774,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,353/mo
Traditional @ 7.15%
$2,093/mo
You save $740/month ($8,877/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001766

Listing From:

Last updated: 2025-04-10T03:47:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$1,353 /mo
$2,018 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $558,786 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $558,786!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$216,114
Your Cash:$558,786
Total Purchase Price:$774,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$1,353/mo
Traditional @ 7.15%
$2,093/mo
You save $740/month ($8,877/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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