Cheryl Riley

Cheryl Riley

Property SearchContact
primary-1
primary-2primary-3
Active

$525,000

($146,144 down)
FHA

2205 Barela Drive, Berthoud, CO 80513

3
3
2,286 sqft
PITI Monthly
$2,761.84 /mo

Listing courtesy of: Team Lassen, MB Team Lassen

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,812 /mo
$2,845 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
WALK-IN CLOSET
HOME OFFICE
PATIO
MOUNTAIN VIEWS

Beautifully designed former model home with upgrades throughout, located in the perfect spot! Enjoy mountain views from the west-facing backyard and great access to open spaces, the TPC Golf Course, Loveland, Estes Park, and more. Near Berthoud and Welch Reservoir, you'll love the nearby parks, trails, shopping, and dining—entertainment is never far away. The main floor features engineered hardwood flooring throughout and includes a bright office, powder room, spacious great room, and an eat-in kitchen that opens to the backyard. The kitchen boasts quartz counters, a textured backsplash, and a pantry. Head upstairs to a large loft offering flexible space for a second living area, home office, or playroom. Relax in the primary-suite featuring a walk-in closet and a five-piece bathroom. Two secondary bedrooms, a full bathroom, and a conveniently located laundry room complete this level. Outside, enjoy the fully fenced backyard with a patio, pergola, and grass area. Close to Hwy 287 and I-25, making commutes to Loveland, Boulder, DIA, and Denver easy. Don’t miss this amazing opportunity to own a beautifully upgraded two-story home in an ideal location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,761.84/mo
Estimated Loan Balance
$381,287
Cash to close
$146,144
Interest Paid
$59,125

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hammond
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Hammond Farm Metro District
  • HOA Amenities: Unknown
  • HOA Fee: $140
  • HOA Frequency: $Annually
Location
  • Region: Berthoud

Financial Details

  • Price per Sqft: $229.66
  • Tax Annual Amount: $5812
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,144 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $146,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$378,856
Your Cash$146,144
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,812/mo
Traditional @ 7.15%
$2,951/mo
You save $1,139/month ($13,663/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2489046

Listing From: recolorado

Last updated: 2025-04-10T13:40:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,812 /mo
$2,845 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,144 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $146,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$378,856
Your Cash$146,144
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,812/mo
Traditional @ 7.15%
$2,951/mo
You save $1,139/month ($13,663/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

American Allstar Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.