Cheryl Riley

Cheryl Riley

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$450,000

($78,439 down)
VA

231 E MULE TRAIN Trail, San Tan Valley, AZ 85143

4
3
3,355 sqft
PITI Monthly
$2,650.44 /mo

Listing courtesy of: Susan J McGough, My Home Group Real Estate

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,361 /mo
$2,565 /mo

What's Special

DINING
FLEX SPACE

Incredible opportunity to purchase over 3300 sq ft for only 450K that?s only $134 per sq ft in this community ! Enter to a flex front room with soaring ceilings . Separate dining room or another flex space. Open central kitchen family room combination . Gigantic loft space . All the bedrooms are generous . Full bedroom and bath downstairs . Primary bedroom has enough room for a seating area . En-suite has everything you hope for . Double sinks , garden tub, deluxe shower and a dream closet ! Back yard just needs some TLC , landscaping is there . Just needs a bit of weeding and watering . Motivated , bring all offers!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,650.44/mo
Estimated Loan Balance
$380,856
Cash to close
$78,439
Interest Paid
$43,698

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Centex

Community & HOA

Community
  • Subdivision: JOHNSON RANCH UNIT 16
  • Features: Community Spa Htd, Community Pool Htd, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Johnson Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $246.24
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $134.13
  • Tax Annual Amount: $1676
  • On Market Date: 2025-04-09T16:00:10.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,439 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $78,439!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$371,561
Your Cash$78,439
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,361/mo
Traditional @ 7.15%
$2,661/mo
You save $300/month ($3,601/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6848534

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-09T18:00:08.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,361 /mo
$2,565 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,439 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $78,439!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$371,561
Your Cash$78,439
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,361/mo
Traditional @ 7.15%
$2,661/mo
You save $300/month ($3,601/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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