Cheryl Riley

Cheryl Riley

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$749,000

($294,349 down)
VA

2348 Sentinel Ln, San Marcos, CA 92078

3
3
1,419 sqft
PITI Monthly
$3,217.36 /mo

Listing courtesy of: Kevin DeCew, DeCew Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$2,221 /mo
$3,420 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
BALCONY
PLAYGROUND

Welcome to Magnolia in Old Creek Ranch! This stunning unit shows like a model. The entry level office enjoys plenty of natural light and features built-in cabinets and desk. Don't miss the walk-in closet and spacious 2 car garage. The next level is ideal for entertaining. Imagine gatherings around the granite island or hosting guests on the 9x9 covered balcony. The open floorpan provides many options and the recessed lighting compliments the sparkling windows. The third floor is all about family with generous sized bedrooms and bathrooms plus laundry in the hallway. Embrace our magnificent San Diego weather poolside, or enjoy the convenience of one of several outdoor grills. The HOA also has a playground and separate spa. Nearby parks and hiking trails add to the appeal of this incredible home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$3,217.36/mo
Estimated Loan Balance
$457,534
Cash to close
$294,349
Interest Paid
$77,056

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2014
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Marcos
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Magnolia
  • HOA Amenities: Unknown
  • HOA Fee: $363
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $527.84
  • Tax Annual Amount: $9362.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $294,349 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $294,349!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$454,651
Your Cash$294,349
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$2,221/mo
Traditional @ 7.15%
$3,548/mo
You save $1,327/month ($15,925/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024067SD

Listing From:

Last updated: 2025-04-15T23:47:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$2,221 /mo
$3,420 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $294,349 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $294,349!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$454,651
Your Cash$294,349
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$2,221/mo
Traditional @ 7.15%
$3,548/mo
You save $1,327/month ($15,925/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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