Cheryl Riley

Cheryl Riley

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$600,000

($235,095 down)
VA

234 E 20Th St, Tracy, CA 95376

3
2
1,585 sqft
PITI Monthly
$2,444.71 /mo

Listing courtesy of: Faisal Kakar, Cal Bay Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,653 /mo
$2,728 /mo

What's Special

REMODELED
LOCATION
OPEN CONCEPT
SHOPPING
ENTERTAINMENT

Check out this beauty in the heart of Tracy, this amazing home give you plenty of indoor and outdoor room for entertainment. This open concept floor plan has a living room, plus a high ceiling family room and a large kitchen and dinning area. The bathrooms of have been remodeled recently and you have 3 good sized bedrooms, including a very private primary bedroom. The backyard is stunning, plenty of room to entertain guests, very private and has a hot tub that stays with home. There is large grass area to play or possibly add a pool plus there are raspberry, blueberry bushes and a heavy producing Avocado tree. Another added attraction is a tough shed or work shop for the folks who are handy and like to fix things or maybe want a private office or work area just for themselves. Freshly painted exterior and you will see the love and care home has been shown by these owners throughout the years. Enjoy the location of this home, minutes to downtown Tracy, also minutes to shopping centers and banks etc. Solar owned! This is a MUST SEE to appreciate type of residence.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,444.71/mo
Estimated Loan Balance
$365,714
Cash to close
$235,095
Interest Paid
$45,342

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WallWindowUnits
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: DOWNTOWN
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Tracy

Financial Details

  • Price per Sqft: $378.55
  • Tax Annual Amount: $7500
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $235,095 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $235,095!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$364,905
Your Cash$235,095
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,653/mo
Traditional @ 7.15%
$2,829/mo
You save $1,176/month ($14,117/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41092914

Listing From:

Last updated: 2025-04-14T21:27:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,653 /mo
$2,728 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,095 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $235,095!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$364,905
Your Cash$235,095
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,653/mo
Traditional @ 7.15%
$2,829/mo
You save $1,176/month ($14,117/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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