Cheryl Riley

Cheryl Riley

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$924,000

($150,972 down)
VA

241 Goldfinch Street, Rancho Mission Viejo, CA 92694

2
3
1,327 sqft
PITI Monthly
$6,413.74 /mo

Listing courtesy of: Lynn Rodgers, Brian Rodgers, Broker

Assumed Rate

7.03%
7.15%

Principal & Interest

$5,235 /mo
$5,298 /mo

What's Special

LOCATION
DINING
SPACIOUS
MOVE-IN READY
LUXURY
WALK-IN CLOSET
PATIO
BALCONY
LANDSCAPED
SPRINKLER SYSTEM
CLUBHOUSE
HISTORIC
CHARMING
COZY
EFFICIENT

Welcome to Your Dream Home in Rienda at Rancho Mission Viejo! Searching for a stunning, move-in ready detached home in an unbeatable location with only one HOA? Look no further! This charming residence, nestled in the heart of Rienda – the newest neighborhood within the award-winning Rancho Mission Viejo community – is just waiting for you to call it home! Imagine relaxing at Ranch Cove, a 20,000 sq ft lagoon-style pool, or taking a refreshing dip in the Ranch Plunge pool after a workout at the state-of-the-art gym. Enjoy a BBQ with friends and family, unwind at the spa, or take a leisurely stroll around the scenic Boulder Pond – all just steps from your door! But that’s not all – this meticulously designed tri-level home offers the perfect blend of luxury and comfort. The gated, landscaped front porch and patio with an automatic sprinkler system provide a welcoming entrance. Inside, the spacious open-concept floor plan is bathed in natural light, with a gourmet kitchen featuring quartz countertops, high-end appliances, a state-of-the-art refrigerator, and durable luxury vinyl flooring throughout. The breakfast bar and separate dining space make entertaining a breeze. The living room flows seamlessly into a bright balcony, offering the ideal spot for relaxing or hosting guests. Upstairs, you'll find a laundry space with LG washer and dryer, a cozy secondary bedroom with its own bath, and a spacious owner’s suite complete with a double-sink vanity, walk-in closet, and plenty of room to unwind. With paid solar and a two-car tandem garage with direct access, this home is as energy-efficient as it is beautiful. Plus, as a homeowner in Rienda, you'll have access to all the amazing amenities across the Rancho Mission Viejo communities, including hiking trails, dog parks, pickleball courts, pools, clubhouses, and more! Conveniently located near the 241 corridor, the Providence Medical Complex, the historic town of San Juan Capistrano, and the beach city of San Clemente, 241 Goldfinch St is the perfect place to live, work, and play. Don’t miss out – this is your chance to own a piece of paradise in Rancho Mission Viejo!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.03
Remaining Loan Term
28 years, 8 months
Monthly PITI
$6,413.74/mo
Estimated Loan Balance
$773,730
Cash to close
$150,972
Interest Paid
$73,064

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: CapeCod
Materials
  • Drywall, Stucco, WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 2023
Details
  • Builder: Tri Pointe Homes

Community & HOA

Community
  • Subdivision: Wildrose (WLDR)
  • Features: Biking, DogPark, Hiking, Lake, Mountainous, StreetLights, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Rancho MMC
  • HOA Amenities: Unknown
  • HOA Fee: $304
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Mission Viejo

Financial Details

  • Price per Sqft: $696.31
  • Tax Annual Amount: $11550
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,972 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $150,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.03% Sellers Rate
$773,028
Your Cash$150,972
Total Purchase Price:$924,000

Assumed vs Traditional Mortgage

Assumed @ 7.03%
$5,235/mo
Traditional @ 7.15%
$5,496/mo
You save $261/month ($3,131/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25076319

Listing From:

Last updated: 2025-04-14T01:55:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.03%
7.15%

Principal & Interest

$5,235 /mo
$5,298 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,972 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $150,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.03% Sellers Rate
$773,028
Your Cash$150,972
Total Purchase Price:$924,000

Assumed vs Traditional Mortgage

Assumed @ 7.03%
$5,235/mo
Traditional @ 7.15%
$5,496/mo
You save $261/month ($3,131/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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