Cheryl Riley

Cheryl Riley

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$484,950

($359,418 down)
FHA

25624 Castle Rock Road, Apple Valley, CA 92308

3
2
1,596 sqft
PITI Monthly
$1,531.03 /mo

Listing courtesy of: Rodel Lapitan, DUSTIN BYNUM, BROKER

Assumed Rate

3.69%
7.15%

Principal & Interest

$745 /mo
$1,094 /mo

What's Special

REMODELED
SERENE
SHOPPING
SPACIOUS
MODERN
FIREPLACE
COZY
SOLAR PANELS
RENTAL INCOME
TURNKEY

Million-Dollar Views for Under $500,000! Nestled on a 5 serene acres in the heart of Apple Valley, this beautiful remodeled 3-bedroom, 2-bathroom retreat offers the perfect blend of comfort, style, and wide-open space. Boasting 1,596 sq ft of thoughtfully updated living space, this turnkey home is ideal for those seeking both adventure and tranquility. Enjoy the panoramic High Desert views from every angle, with large dual-pane windows filling the home with natural light and showcasing the stunning landscape. Step inside to discover modern upgrades throughout, including custom-crafted ceiling designs, a cozy wood burning fireplace, and a bright open floor plan that flows seamlessly for entertaining or relaxing. Energy efficiency is a highlight with the solar panels keep summer cooling cost low, while the fireplace adds warmth in the winter. This property is a true outdoor paradise, offering ample space for horses, trailers, off-road toys, and even the potential to add an additional dwelling unit (ADU) for guest or rental income. A gated entry ensures privacy, and a spacious 2 car garage adds convenience. Located in a peaceful yet accessible neighborhood near schools, shopping, and outdoor recreation, this rare gem offers the best of rural charm with modern convenience. Don't miss your chance to own this unique High Desert haven.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
19 years, 10 months
Monthly PITI
$1,531.03/mo
Estimated Loan Balance
$176,246
Cash to close
$359,418
Interest Paid
$54,408

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Electric
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: HorseTrails, Rural
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $303.85
  • Tax Annual Amount: $6061.88
  • On Market Date: 2025-04-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $359,418 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $359,418!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$125,532
Your Cash:$359,418
Total Purchase Price:$484,950

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$745/mo
Traditional @ 7.15%
$1,135/mo
You save $390/month ($4,681/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25080749

Listing From:

Last updated: 2025-04-13T13:54:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$745 /mo
$1,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $359,418 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $359,418!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$125,532
Your Cash:$359,418
Total Purchase Price:$484,950

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$745/mo
Traditional @ 7.15%
$1,135/mo
You save $390/month ($4,681/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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