Cheryl Riley

Cheryl Riley

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Closed

$659,000

($278,446 down)
FHA

29108 Pepper Tree Court, Highland, CA 92346

4
3
2,366 sqft
PITI Monthly
$2,968.85 /mo

Listing courtesy of: CONSTANCE ROENER, Berkshire Hathaway Homeservices California Realty

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,817 /mo
$2,852 /mo

What's Special

ENTERTAINMENT
HOME OFFICE
PATIO
WALKING TRAILS

Resort-Style Living in the Premier Community of East Highlands Ranch! Welcome to this beautifully maintained 4-bedroom, 3-bathroom home in the highly sought-after East Highlands Ranch community! Exciting news—this home comes with brand-new solar (28 panels), and the seller is covering the full cost at closing, giving you outstanding energy savings! Freshly painted interiors, new carpet, stylish updated vinyl flooring, and newer appliances. The kitchen features durable Corian countertops, while plantation shutters, ceiling fans, and a whole-house fan enhance comfort throughout. The downstairs den is perfect for a home office or an additional guest-room. Upstairs, you'll love the convenience of the laundry area and a versatile loft—ideal for entertainment or gaming! Enjoy a beautifully designed backyard, complete with concrete walkways, a covered patio, and an in-ground lap pool & spa—both resurfaced with new tile. The pool and spa also boast brand-new heating, electrical, and filtration systems. Unwind in this inviting outdoor space, designed for both relaxation and entertainment! As a resident of East Highlands Ranch, you’ll have access to an array of resort-style amenities, including multiple swimming pools, tennis and basketball courts, walking trails, and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,968.85/mo
Estimated Loan Balance
$416,418
Cash to close
$278,446
Interest Paid
$59,263

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Lap, Private, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Foothills, Fishing, Hiking, Lake, Park, StormDrains, StreetLights, WaterSports
HOA
  • Has HOA: Yes
  • HOA Name: East Highlands Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $140
  • HOA Frequency: $Monthly
Location
  • Region: Highland

Financial Details

  • Price per Sqft: $278.53
  • Tax Annual Amount: $8237.5
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $278,446 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $278,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$380,554
Your Cash$278,446
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,817/mo
Traditional @ 7.15%
$2,958/mo
You save $1,141/month ($13,695/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25041920

Listing From:

Last updated: 2025-04-06T14:06:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,817 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $278,446 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $278,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$380,554
Your Cash$278,446
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,817/mo
Traditional @ 7.15%
$2,958/mo
You save $1,141/month ($13,695/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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