Cheryl Riley

Cheryl Riley

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$499,000

($407,998 down)
VA

3049 Bell Hill Road, Kelseyville, CA 95451

4
2
2,774 sqft
PITI Monthly
$1,105.77 /mo

Listing courtesy of: Rick White, Konocti Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$419 /mo
$677 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
SOAKING TUB
GAME ROOM
CHARMING
COZY

This spacious home on 2.26 level acres offers an open floor plan that seamlessly connects the kitchen to a large living room, game room, and dining area perfect for entertaining or relaxing in comfort. High ceilings throughout add to the airy feel, while the living room features plush carpeting, abundant windows, and stunning views of Mt. Konocti. A cozy two-sided propane fireplace with remote control adds warmth and ambiance to both the living room and game room. Each room boasts its own unique flooring, including beautiful engineered wood in the primary suite and game room, various laminate styles in the additional bedrooms, and upgraded ceramic tile in the primary bathroom. The primary suite offers a luxurious bathroom with a jetted soaking tub, dual sinks, and a separate walk-in shower for added convenience. The kitchen is a chef’s dream, featuring generous counter space, pots-and-pans drawers, and ample cabinetry. Large windows and skylights bathe the space in natural light, while a center island with a 4-burner propane cooktop adds both function and style. Outdoors, you’ll find a fully fenced pasture area perfect for pets, along with small pens and a shelter for animals. Additional structures include a two-car garage, two-car carport, and a large 32’L x 28’W barn/shop with a 10 heigh door opening and an attached covered area—ideal for tools, toys, or equipment. The property is packed with bonus features such as a front steel gate, a greenhouse, a chicken coop, an elevated playhouse with power, swings, and even a basketball court. All of this is just a short drive to charming downtown Kelseyville, where you can enjoy great dining, local shopping, and year-round entertainment.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,105.77/mo
Estimated Loan Balance
$96,411
Cash to close
$407,998
Interest Paid
$11,513

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane
Features
  • Materials: Drywall, Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, MultiSided, SeeThrough, SeeRemarks
  • Flooring: Bamboo, Carpet, Laminate, SeeRemarks, Tile, Wood

Exterior

Fencing
  • Fencing: Wood, Wire
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: SeeRemarks
Materials
  • Drywall, Frame
  • Roof: Composition, Shingle
Condition
  • Year Built: 2004
Details
  • Builder: MARLETTE HOMES

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Kelseyville

Financial Details

  • Price per Sqft: $179.88
  • Tax Annual Amount: $6237.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $407,998 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $407,998!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$91,002
Your Cash:$407,998
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$419/mo
Traditional @ 7.15%
$702/mo
You save $283/month ($3,394/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC25066790

Listing From:

Last updated: 2025-04-14T23:27:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$419 /mo
$677 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $407,998 (82%)
You can enter any amount below - secondary financing will cover the difference if needed.
82%
$

You cover the entire equity of $407,998!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$91,002
Your Cash:$407,998
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$419/mo
Traditional @ 7.15%
$702/mo
You save $283/month ($3,394/year)

*Secondary financing rates are an estimated value based on input

Follow Us
American Allstar Realty
Agent/Broker
Cheryl RileyAmerican Allstar Realty(602) 353-7375cheryl.m.riley@gmail.comMLS BR655878000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than American Allstar Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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